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45 Lumae St, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 45 Lumae St, Springfield, MA 01119

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,344 sqft · built 1950
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jun 2018)
Tax Bill$3,755 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:08010 P:0044

Property Details

APN / Parcel Number

Primary APNSPRI S:08010 P:0044
Alternative APN
  • 80100044

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,501 sqft (0.172 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number80100044
Street Address45 LUMAE ST
CitySPRINGFIELD
StateMA
Zip01119-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3002
Census Tract801602

Owner

Source: Hampden County and Springfield City assessment roll, APN SPRI S:08010 P:0044, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 LUMAE ST, SPRINGFIELD, MA 01119-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 15, 2018Quit Claim Deed, Transfer
FINANCE AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Deed Book / Page22220 / 171
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address45 LUMAE ST, SPRINGFIELD, MA 01119-2505
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023719-282
DateFeb 22, 2021
Book Page23719/282
Instrument11812
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueMar 01, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJun 15, 2018
Property Address45 LUMAE ST, SPRINGFIELD, MA 01119-2505
Document Number22220-171
Book / Page022220 / 000171
Instrument DateJun 15, 2018
Instrument33461
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.75
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 HOLY CROSS CIR LUDLOW MA 010561045, LUDLOW, MA 01056-1045

Mortgage

Document Number22220-173
DateJun 15, 2018
Book Page022220/000173
Instrument33462
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueJun 14, 2048

Mortgage

Document Number22220-187,
DateJun 15, 2018
Book Page022220/000187
Instrument33463
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,755.00 (+13.24%)$239,500 (+23.14%) Land $51,400 Building $188,100$294,215 (+3.41%)
2024$284,525
2023$3,316.00$194,500 Land $49,000 Building $145,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138016023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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