45 Lost Cove Rd, Weaverville, NC 28787 Property Records

Buncombe County property record for 45 Lost Cove Rd, Weaverville, NC 28787

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,196 sqft · built 1988
Lot Size2.05 acres (89,298 sqft)
Owner2 Individual Names on File
Last Sale$11,500 (Jul 1988)
Tax Bill$2,339 (2025)
Deeds & MortgagesMay 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN9742-21-6090-00000

Property Details

APN / Parcel Number

Primary APN9742-21-6090-00000
Alternative APN
  • 974218206915000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,196 sqft Living Area
Gross Area1,956 sqft
1st Floor Area948 sqft
2nd Floor Area576 sqft
Upper Floors Area144 sqft
Basement Area1,728 sqft
Unfinished Basement1,728 sqft
SunroomSunroom
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area89,298 sqft (2.05 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area48 sqft
Patio Area464 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number974218206915000
Street Address45 LOST COVE RD
CityWEAVERVILLE
StateNC
Zip28787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 07/19/1988 DEE
Legal DescriptionDEED DATE: 07/19/1988 DEED: 1526-0581 SUBDIV: DUDLEY WILSON BLOCK: LOT: 2 SECTION: PLAT: 0053-0133
Legal SubdivisionDUDLEY WILSON
Legal Lot Number2
JurisdictionBUNCOMBE NC
Township / Civil DivisionREEMS CREEK
Census Block Group3
Census Block3009
Census Tract2704

Owner

45 Lost Cove Rd is owned by two individuals who bought it in July 1988.

Source: Buncombe County records, as of September 24, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 62, WEAVERVILLE, NC 28787-0062
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 1988 · Amount on File
Deed SaleJul 19, 1988 · Amount on File
Deed Document Number0001526581
Record UpdatedJun 8, 2026

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUNCOMBE NC
Property Address45 LOST COVE RD, WEAVERVILLE, NC 28787
Document Number0055531582
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address45 LOST COVE RD WEAVERVILLE NC 28787, WEAVERVILLE, NC 28787

Mortgage

Document Number0055531582
DateMay 26, 2017
Book Page005553/001582
Lender
NameSUNTRUST BK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lost Cove Rd was $2,339.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,339.00$349,600
2023$2,117.00$349,600$349,600 Land $68,300 Building $281,300
2021$349,600 Land $53,300 Building $296,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lost Cove Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (2013–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lost Cove Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lost Cove Rd

Nearby Streets

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