Haywood County property record for 45 Lost Cove Rd, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1987 |
| Lot Size | 5.84 acres (254,390 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,515 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8639-98-2103 |
| Primary APN | 8639-98-2103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,316 sqft Heated Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 1,316 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 254,390 sqft (5.84 acres) |
| Terrain | Wooded |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 7617 |
|---|---|
| Street Address | 45 LOST COVE RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45 LOST COVE RD |
| Legal Subdivision | LOST COVE |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CRABTREE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 920102 |
45 Lost Cove Rd is owned by an individual who acquired it in October 1975.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1821 UPPER CRABTREE RD, CLYDE, NC 28721-7728 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1975 |
| Deed Sale | Oct 14, 1975 |
| Deed Book / Page | 277 / 363 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 Lost Cove Rd was $1,515.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,758 (-) Land $36,958 Building $171,800 | ||
| 2025 | $1,515.00 | $208,758 Land $36,958 Building $171,800 | $249,100 Land $77,300 Building $171,800 |
| 2023 | $208,758 Land $36,958 Building $171,800 | $249,100 Land $77,300 Building $171,800 | |
| 2021 | $249,100 Land $77,300 Building $171,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Lost Cove Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1994–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Lost Cove Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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