North Kingstown Town property record for 45 Lorelei Dr, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,317 sqft · built 2013 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,225 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:042 B:069 |
| Primary APN | NKIN M:042 B:069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 4,519 sqft |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,422 sqft |
| Unfinished Basement | 1,422 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 39281 |
|---|---|
| Street Address | 45 LORELEI DR |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 69 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 50402 |
Source: North Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 LORELEI DR, SAUNDERSTOWN, RI 02874-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANKNEWPORT |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 45 LORELEI DR, SAUNDERSTOWN, RI 02874-2728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3396-225 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3396/225 |
| Instrument | 2388 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 45 LORELEI DR, SAUNDERSTOWN, RI 02874-2728 |
| Document Number | 3175-100 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 45 LORELEI DR SAUNDERSTOWN RI 028742728, SAUNDERSTOWN, RI 02874-2728 |
| Document Number | 3175-100 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 003175/000100 |
| Instrument | 626 |
| Name | BANKNEWPORT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,225.00 (+5.12%) | $926,200 (+36.55%) Land $415,800 Building $510,400 | $886,689 |
| 2023 | $9,727.00 | $678,300 Land $288,900 Building $389,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 119 units insured incl. 25 condo units |
| Nearby Flood Claims | 9 (1991–2012) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Sep 2012 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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