45 Loftis Ln, Riddleton, TN 37151 Property Records

Smith County property record for 45 Loftis Ln, Riddleton, TN 37151

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 2006
Lot Size	9.44 acres (411,642 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Sep 2004)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`080038 00600`

Property Details

APN / Parcel Number

Primary APN	`080038 00600`
Alternative APN	`038 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	411,642 sqft (9.44 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	45 LOFTIS LN
City	RIDDLETON
State	TN
Zip	37151-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 21
Jurisdiction	SMITH TN
Township / Civil Division	2
Census Block Group	1
Census Block	1053
Census Tract	975000

Owner

Source: Smith County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 LOFTIS LN, RIDDLETON, TN 37151-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Loan Modification, Mortgage WILSON BK&TR
Nov 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2004 · Amount on Record
Deed Sale	Sep 23, 2004 · Amount on Record
Deed Document Number	0000114310
Deed Book / Page	114 / 310
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TN
Property Address	45 LOFTIS LN, RIDDLETON, TN 37151-2125
Document Number	349339
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LOFTIS LN RIDDLETON TN 371512125, RIDDLETON, TN 37151-2125

Mortgage

Document Number	349339
Date	Dec 21, 2018
Book Page	000349/000339
Instrument	3802

Lender

Name	WILSON BK&TR
Type	Bank
Address	HARTSVILLE, TN 37074

Agreement

Term	120 Months
Due	Dec 20, 2028

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITH TN
Recording Date	Nov 29, 2018
Property Address	45 LOFTIS LN, RIDDLETON, TN 37151-2125
Document Number	348398
Book / Page	000348 / 000398
Instrument Date	Nov 15, 2018
Instrument	3578
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	147 BEASLEY BEND RD RIDDLETON TN 37151, RIDDLETON, TN 37151

Tax Assessment & Valuation

Source: Smith County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00 (-15.12%)	$64,825 (-) Land $11,775 Building $53,050
2023		$64,825 (-) Land $11,775 Building $53,050
2022		$64,825 Land $11,775 Building $53,050	$259,300 Land $47,100 Building $212,200
2019	$1,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2000–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWENTY FIVE UTILITY DISTRICT serves 2,159 people · EPA ID TN0000718
Water Source	Purchased surface water from SMITH UTILITY DISTRICT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Loftis Ln

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