Monroe County and Gates Town property record for 45 Loderdale Rd, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,289 sqft · built 1957 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Jun 2011) |
| Tax Bill | $6,980 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 119.19-2-32 |
| Primary APN | 262600 119.19-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| 1st Floor Area | 1,289 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 178 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 285 sqft |
| Patio Area | 476 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01339840000 |
|---|---|
| Street Address | 45 LODERDALE RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0019- 1-02 4000 AC T WOODWORTH G 2 L8 L122 P95 |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 14400 |
45 Loderdale Rd is owned and occupied by an individual who bought it in June 2011.
Source: Monroe County and Gates Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 LODERDALE RD, ROCHESTER, NY 14624-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2011 · Amount on File |
| Deed Sale | Jun 20, 2011 · Amount on File |
| Prior Sale | May 27, 2005 · Amount on File |
| Deed Document Number | 2011920 |
| Deed Book / Page | 11009 / 586 |
| Prior Transfer Date | Jan 21, 2009 |
| Prior Transfer Doc | 0000000175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 45 LODERDALE RD, ROCHESTER, NY 14624-2837 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202503340158 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 31153/769 |
| Instrument | 202503340158 |
| Name | THE LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 45 Loderdale Rd was $6,980 with a homeowner's exemption, up 23.9% from the year before.
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,980.00 (+23.91%) Homeowner's exemption | ||
| 2025 | $5,633.00 | $219,900 Land $35,700 Building $184,200 | $219,900 Land $35,700 Building $184,200 |
| 2023 | $134,300 (-) Land $24,600 Building $109,700 | $161,800 (+9.62%) Land $29,637 Building $132,163 | |
| 2022 | $134,300 Land $24,600 Building $109,700 | $147,600 Land $27,036 Building $120,564 | |
| 2021 | $5,291.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Loderdale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Loderdale Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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