Marion County property record for 45 Locust Pass Run, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2022 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Dec 2024) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9033-1076-20 |
| Primary APN | 9033-1076-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,739 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 125 ft deep x 113 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 49 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 45 LOCUST PASS RUN |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34472-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 24 TWP 16 RGE 23 PLAT BOOK J PAGE 294 SILVER SPRINGS SHORES UNIT 33 BLK 1076 LOT 20 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 24 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 1076 |
| Legal Lot Number | 20 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 1206 |
Source: Marion County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage HABITAT FOR HUMANITY |
| May 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MARION COUNTY |
| Dec 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC |
| Dec 11, 2024 | Deed of Trust, Mortgage · Reverse Mortgage HABITAT FOR HUMANITY |
| Dec 11, 2024 | Lease, Transfer |
| Dec 11, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| May 3, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Prior Sale | Sep 9, 2024 · Amount on Record |
| Deed Document Number | 2024162204 |
| Deed Book / Page | 8490 / 909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 601 SE 25TH AVE, OCALA, FL 34471-2690 |
| Investor | Possibly a Property Investor |
| Document Number | 0074371164 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 7437/1164 |
| Instrument | 2021050399 |
| Name | HABITAT FOR HUMANITY |
|---|---|
| Type | Non-Lending Institution |
| Address | OCALA, FL 34471 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0077710356 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 7771/356 |
| Instrument | 2022065539 |
| Name | MARION COUNTY |
|---|---|
| Type | Government Agency |
| Address | OCALA, FL 34470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0084900967 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | 8490/967 |
| Instrument | 2024162207 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0084900974 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | 8490/974 |
| Instrument | 2024162208 |
| Name | HABITAT FOR HUMANITY |
|---|---|
| Type | Non-Lending Institution |
| Address | OCALA, FL 34471 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 720 Months |
| Due | Nov 30, 2084 |
| Document Type | Lease |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Dec 11, 2024 |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0084900912 |
| Book / Page | 8490 / 912 |
| Map Reference | MB J PG 294 |
| Instrument Date | Dec 4, 2024 |
| Instrument | 2024162205 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Dec 11, 2024 |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0084900909 |
| Book / Page | 8490 / 909 |
| Map Reference | MB J PG 294 |
| Instrument Date | Dec 4, 2024 |
| Instrument | 2024162204 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5578, OCALA, FL 34478-5578 |
| Name | Verified Name |
|---|---|
| Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0008490952 |
|---|---|
| Date | Dec 11, 2024 |
| Instrument | 8490/952 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | May 3, 2022 |
| Property Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0077710275 |
| Book / Page | 7771 / 275 |
| Map Reference | MB J PG 294 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022065535 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | AFFILIATED TTL OF CTRL FL LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5578, OCALA, FL 34478-5578 |
| Name | Verified Name |
|---|---|
| Address | 45 LOCUST PASS RUN, OCALA, FL 34472-6617 |
| Document Number | 0007771325 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 7771/325 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Number | 0077710345 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 7771/345 |
| Instrument | 2022065538 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 (+19.14%) | $171,314 (+7.15%) Land $22,000 Building $149,314 | $171,314 (+7.15%) Land $22,000 Building $149,314 |
| 2023 | $2,163.00 (+419.95%) Homeowner's exemption | $159,877 (+1,129.82%) Land $17,000 Building $142,877 | $159,877 (+1,129.82%) Land $17,000 Building $142,877 |
| 2022 | $416.00 | $13,000 Land $13,000 | $13,000 Land $13,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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