45 Locust Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 45 Locust Ave, Islip, NY 11751 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on File
Last Sale$450,000 (Jul 2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN472889 370.-2-52

Property Details

APN / Parcel Number

Primary APN472889 370.-2-52
Alternative APNs
  • 0500-370.00-02.00-052.000
  • 288937000000020520000000
  • 472800765490
  • 038864

Exterior

Lot Area10,019 sqft (0.23 acres)
Lot Width75 ft Width

Location & Zoning

Account Number038864
Street Address45 LOCUST AVE
CityISLIP
StateNY
Zip11751-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionX2218083Y185052 T058H00000000
Legal Block0002
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group2
Census Block2018
Census Tract147401

Owner

Source: Suffolk County and Islip Town records · APN 472889 370.-2-52

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address444 ROUTE 111, SMITHTOWN, NY 11787-4773
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Deed of Trust, Mortgage · ARM
NATIONWIDE EQUITIES CORPORATION
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Apr 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Apr 25, 2019Deed of Trust, Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2025 · Amount on Record
Deed SaleJul 07, 2025 · Amount on Record
Deed Book / Page13300 / 458
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 LOCUST AVE, ISLIP, NY 11751-3508
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232020887
DateDec 03, 2020
Book Page23202/887
InstrumentDL039398
Lender
NameNATIONWIDE EQUITIES CORPORATION
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.85%
Type Change DateNov 01, 2021

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 LOCUST AVE, ISLIP, NY 11751-3508
Document Number0232020888
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedMar 08, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 LOCUST AVE ISLIP NY 117513508, ISLIP, NY 11751-3508

Mortgage

Document Number0232020888
DateDec 03, 2020
Book Page023202/000888
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term852 Months
DueDec 02, 2091
Interest
Rate TypeAdjustable Rate
Rate2.84%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 LOCUST AVE, ISLIP, NY 11751-3508
Document Number0230300147
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 LOCUST AVE ISLIP NY 117513508, ISLIP, NY 11751-3508

Mortgage

Document Number0230300147
DateMay 23, 2019
Book Page023030/000147
Lender
NameHUD-HOUSING/URBAN DEV
Address451 SEVENTH ST SW #, WASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term864 Months
DueMay 22, 2091
Interest
Rate TypeAdjustable Rate
Rate4.74%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 LOCUST AVE, ISLIP, NY 11751-3508
Document Number0230300146
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 LOCUST AVE ISLIP NY 117513508, ISLIP, NY 11751-3508

Mortgage

Document Number0230300146
DateMay 23, 2019
Book Page023030/000146
Lender
NameAMERICAN ADVISORS
Address3800 W CHAPMAN AVE # 37, ORANGE, CA 92868-1638
Agreement
AmountAmount Recorded
Term864 Months
DueMay 22, 2091
Interest
Rate TypeAdjustable Rate
Rate4.74%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$41,050 (-) Land $9,000 Building $32,050
2024$578,169 (+2.54%) Land $126,761 Building $451,408
2023$41,050 Land $9,000 Building $32,050$563,873 Land $123,626 Building $440,247

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031474012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
10 of 10 on primary residences
Nearby Flood Claims6 (1992–2014)
Claims Outside the SFHA4 of 6
Most Recent ClaimAug 2014, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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