45 Lobos St, San Francisco, CA 94112 Property Records

San Francisco City property record for 45 Lobos St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 1911
Lot Size	0.001 acres (31 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Apr 2019)
Tax Bill	$13,390 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2022 Line of Credit + 4 more
APN	`7103-035`

Property Details

APN / Parcel Number

Primary APN	`7103-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
1st Floor Area	1,418 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Construction Type	Frame
Lot Area	31 sqft (0.001 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Location & Zoning

Street Address	45 LOBOS ST
City	SAN FRANCISCO
State	CA
Zip	94112-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	BLK N LOT 10
Legal Subdivision	RAILROAD HOMESTEAD ASSOCIATION #2
Legal Block	7103
Legal Lot Number	35
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	1
Census Block	1007
Census Tract	31402

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Apr 2, 2021	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit SF FIRE CU
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 15, 2019	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Mar 28, 2001 · Amount on File
Deed Document Number	2019754215
Last Transfer Date	Feb 6, 2021
Transfer Doc	0000057160
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019

Mortgage

Document Number	0000051919
Date	Mar 24, 2021
Instrument	2021051919

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019

Mortgage

Document Number	0000017755
Date	Feb 22, 2022
Instrument	2022017755

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 2, 2021
Property Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Document Number	2021057160
Instrument Date	Feb 6, 2021
Instrument	2021057160
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Document Number	0003100531
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	45 LOBOS ST SAN FRANCISCO CA 941123019, SAN FRANCISCO, CA 94112-3019

Mortgage

Document Number	0003100531
Date	Oct 16, 2020
Instrument	31531

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Document Number	0K93400945
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 LOBOS ST SAN FRANCISCO CA 941123019, SAN FRANCISCO, CA 94112-3019

Mortgage

Document Number	0K93400945
Date	May 27, 2020
Instrument	K934945

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 15, 2019
Property Address	45 LOBOS ST, SAN FRANCISCO, CA 94112-3019
Document Number	0K75400215
Instrument Date	Apr 10, 2019
Instrument	K754215
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 LOBOS ST SAN FRANCISCO CA 941123019, SAN FRANCISCO, CA 94112-3019

Mortgage

Document Number	K75400216
Date	Apr 15, 2019
Instrument	K754216

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,092,317 (+2%) Land $764,622 Building $327,695
2025	$13,390.00 (+2.95%) Homeowner's exemption	$1,070,893 (+4.04%) Land $749,626 Building $321,267
2024	$13,006.00 (+1.57%)
2023	$12,805.00 (+1.99%) Homeowner's exemption	$1,029,311 Land $720,518 Building $308,793
2022	$12,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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