St. Johns County property record for 45 Lipizzan Trl, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,254 sqft · built 2014 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,420 (Aug 2014) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071626-0020 |
| Primary APN | 071626-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,254 sqft Living Area |
| Gross Area | 4,864 sqft |
| 1st Floor Area | 2,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 510 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 510 sqft |
| Deck Area | Deck Area |
| Patio Area | 603 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 LIPIZZAN TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/94-97 LAS CALINAS PARCEL 3D UNIT 5 LOT 2 OR3917/994 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | LAS CALINAS PARCEL 3D UNIT 5 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 071626-0020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Apr 27, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 08, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 21, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2014 · Amount on Record |
| Deed Sale | Aug 14, 2014 · Amount on Record |
| Deed Document Number | 201447450 |
| Deed Book / Page | 3917 / 994 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Document Number | 0063120937 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 6312/937 |
| Instrument | 2026016176 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Document Number | 0052480256 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 5248/256 |
| Instrument | 2021046492 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0045440271 |
|---|---|
| Date | May 08, 2018 |
| Book Page | 4544/0271 |
| Instrument | 2018031777 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047820753 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 4782/0753 |
| Instrument | 2019061982 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Prepayment Penalty | 00 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 LIPIZZAN TRL, SAINT AUGUSTINE, FL 32095-8518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0049710967 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 4971/967 |
| Instrument | 2020049351 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,481 (+2.7%) | $666,994 (+1.61%) Land $145,000 Building $521,994 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $411,374 (+2.9%) | $656,396 (-7.06%) Land $120,000 Building $536,396 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $399,780 (+3%) | $706,248 (-0.19%) Land $145,000 Building $561,248 |
| 2023 | $254.00 (-94.34%) Disabled Person's exemption Veteran's exemption | $388,136 (+3%) | $707,598 (+13.5%) Land $145,000 Building $562,598 |
| 2022 | $4,491.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $376,831 | $623,429 Land $95,200 Building $528,229 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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