45 Linsley St, Branford, CT 06405 Property Records

Branford Town property record for 45 Linsley St, Branford, CT 06405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1962
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2025)
Tax Bill	$6,550 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`BRAN M:C09-000 B:005 L:00010`

Property Details

APN / Parcel Number

Primary APN	`BRAN M:C09-000 B:005 L:00010`
Alternative APNs	`C09 000/005 00010` `3609`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	3,166 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3609
Street Address	45 LINSLEY ST
City	BRANFORD
State	CT
Zip	06405-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	5
Legal Lot Number	10
Jurisdiction	BRANFORD CT
Township / Civil Division	BRANFORD
Census Block Group	3
Census Block	3012
Census Tract	184200

Owner

45 Linsley St is owned and occupied by two individuals who bought it in July 2025.

Source: Branford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 LINSLEY ST, BRANFORD, CT 06405-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 21, 2025	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	20253874
Deed Book / Page	1411 / 150
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	45 LINSLEY ST, BRANFORD, CT 06405-4444
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001319-509
Date	Jun 29, 2021
Book Page	1319/509
Instrument	3253270015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2049

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	45 LINSLEY ST, BRANFORD, CT 06405-4444
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001381-87
Date	Jan 2, 2024
Book Page	1381/87

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANFORD CT
Recording Date	Jul 21, 2025
Property Address	45 LINSLEY ST, BRANFORD, CT 06405-4444
Document Number	001411-150
Book / Page	1411 / 150
Instrument Date	Jul 18, 2025
Instrument	2025-00003874
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 LINSLEY ST, BRANFORD, CT 06405-4444

Mortgage

Document Number	3669410019
Date	Jul 21, 2025
Instrument	3669410019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	45 LINSLEY ST, BRANFORD, CT 06405-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1268-847
Date	Oct 1, 2019
Book Page	1268/847
Instrument	3001300014

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANFORD CT
Recording Date	Oct 3, 2017
Property Address	45 LINSLEY ST, BRANFORD, CT 06405-4444
Document Number	1229-224
Book / Page	1229 / 224
Instrument	2746450003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	12290227
Date	Oct 3, 2017
Instrument	01229/0227

Lender

Name	PLAZA HOME MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45 Linsley St was $6,550, up 3.5% from the year before.

Source: Branford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Branford Town
Unified School District	Branford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,550.00 (+3.54%)	$295,600 (-) Land $121,800 Building $173,800	$441,979 (+113.6%)
2025	$6,326.00	$295,600 Land $121,800 Building $173,800	$206,920 Land $85,260 Building $121,660
2024	$6,326.00 (+15.97%)
2023	$5,455.00 (+1.49%)	$182,500 (-) Land $96,000 Building $86,500
2022	$5,375.00	$182,500 Land $96,000 Building $86,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Linsley St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Linsley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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