45 Lindy Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 45 Lindy Dr, Columbus, MS 39702

Property Summary

Property Type	Duplex
Details	1 ba · 1,920 sqft · built 1986
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54W000007705`

Property Details

APN / Parcel Number

Primary APN	`54W000007705`
Alternative APNs	`009635` `9635`

Interior

Full Baths	1 Bath
Building Area	1,920 sqft Total Area
1st Floor Area	1,920 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	009635
Street Address	45 LINDY DR
City	COLUMBUS
State	MS
Zip	39702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PT NW4 NE4-DUPLEX 45 LINDY DR
Legal Range	17W
Legal Township	18S
Legal Section	07
Legal Subdivision	BYRNES SUB
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	405

Owner

45 Lindy Dr, a duplex, is owned by a company that acquired it in September 2024.

Source: Lowndes County records, as of January 20, 2026

Owner of Record	Company Name on File
Mailing Address	390 ROGERS WAY, COLUMBUS, MS 39702-7092
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Jun 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL FEDERAL CREDIT UNION
Sep 26, 2024	Warranty Deed, Transfer
Apr 5, 2018	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Apr 5, 2018	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024
Deed Sale	Sep 26, 2024
Deed Document Number	0020247141
Deed Book / Page	2024 / 7141
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Apr 2, 2026
Property Address	45 LINDY DR, COLUMBUS, MS 39702
Document Number	2026006906
Book / Page	2026 / 6906
Instrument Date	Feb 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	390 ROGERS WAY, COLUMBUS, MS 39702-7092

Mortgage

Document Number	2026006906,
Date	Apr 2, 2026
Book Page	2026/6906

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2031

Interest

Rate	6.1%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	May 5, 2026
Property Address	45 LINDY DR, COLUMBUS, MS 39702
Document Number	2026010064
Book / Page	2026 / 10064
Instrument Date	Feb 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	390 ROGERS WAY, COLUMBUS, MS 39702-7092

Mortgage

Document Number	2026010064,
Date	May 5, 2026
Book Page	2026/10064

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2031

Interest

Rate	6.1%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	45 LINDY DR, COLUMBUS, MS 39702
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202514087
Date	Jun 26, 2025
Book Page	2025/14087

Lender

Name	MUTUAL FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 30, 2030

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 26, 2024
Property Address	45 LINDY DR, COLUMBUS, MS 39702
Document Number	0020247141
Book / Page	2024 / 7141
Instrument Date	Sep 25, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ROGERS WAY, COLUMBUS, MS 39702-7092

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	45 LINDY DR, COLUMBUS, MS 39702
Document Number	0020182314
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	604 3RD ST S COLUMBUS MS 397015637, COLUMBUS, MS 39701-5637

Mortgage

Document Number	0020182314
Date	Jun 14, 2018
Book Page	002018/012314

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 13, 2023

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	45 LINDY DR, COLUMBUS, MS 39702
Document Number	0020187419
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	604 3RD ST S COLUMBUS MS 397015637, COLUMBUS, MS 39701-5637

Mortgage

Document Number	0020187419
Date	Apr 11, 2018
Book Page	002018/007419

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lindy Dr was $1,029, up 0.8% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (+0.78%)	$10,528	$70,180 Land $3,570 Building $66,610
2024	$1,021.00 (+13.44%)
2023	$900.00	$9,314	$62,090 Land $3,570 Building $58,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lindy Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lindy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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