45 Linden St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 Linden St, Chicopee, MA 01020

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 3,040 sqft · built 1900
Lot Size	0.154 acres (6,700 sqft)
Owner	Individual Name on Record
Last Sale	$217,400 (May 2020)
Tax Bill	$4,842 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`175-00019`

Property Details

APN / Parcel Number

Primary APN	`175-00019`
Alternative APN	`CHIC M:0175 P:00019`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,040 sqft Living Area
Gross Area	5,632 sqft
1st Floor Area	1,904 sqft
Attic	Attic
Attic Area	1,136 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,700 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	175-00019
Street Address	45 LINDEN ST
City	CHICOPEE
State	MA
Zip	01020-2608
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5010
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 LINDEN ST, CHICOPEE, MA 01020-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Jul 1, 1998 · Amount on Record
Deed Document Number	202022389
Deed Book / Page	23194 / 132
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	45 LINDEN ST, CHICOPEE, MA 01020-2608
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24232-329
Date	Nov 8, 2021
Book Page	24232/329
Instrument	79341

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 1, 2020
Property Address	45 LINDEN ST, CHICOPEE, MA 01020-2608
Document Number	23194-132
Book / Page	023194 / 000132
Instrument Date	Apr 28, 2020
Instrument	22389
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,011.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MAYNARD TER SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,842.00 (+9.8%)	$317,700 (+9.21%) Land $82,700 Building $235,000
2025	$4,410.00 (+7.64%)	$290,900 (+4.79%) Land $76,200 Building $214,700
2024	$4,097.00 (+7.99%)	$277,600 (+10.86%) Land $74,700 Building $202,900
2023	$3,794.00	$250,400 Land $67,900 Building $182,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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