Westchester County and New Castle Town property record for 45 Lila Ln, Chappaqua, NY 10514
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 2,613 sqft · built 2024 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,763,056 (Jan 2025) |
| Tax Bill | $24,069 (2026) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 93.9-1-1.462 |
| Primary APN | 553600 93.9-1-1.462 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,613 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| 2nd Floor Area | 1,069 sqft |
| Basement Area | 1,235 sqft |
| Finished Basement | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Mixed |
| Garage Area | 964 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45 LILA LN |
|---|---|
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-2218 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Block | 1 |
| Legal Lot Number | 1.462 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 13102 |
45 Lila Ln, a townhouse, is owned by two individuals who bought it in January 2025.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 S BEDFORD RD, POUND RIDGE, NY 10576-2014 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on File |
| Deed Sale | Jan 15, 2025 · Amount on File |
| Deed Document Number | 20253369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 15, 2025 |
| Property Address | 45 LILA LN, CHAPPAQUA, NY 10514-2218 |
| Document Number | 0650033369 |
| Map Reference | MAP 29611 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 650033369 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | LINCOLN LAND SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,054.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 78 S BEDFORD RD, POUND RIDGE, NY 10576-2014 |
| Document Number | 0650093744 |
|---|---|
| Date | Jan 15, 2025 |
| Instrument | 650093744 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
The 2026 property tax bill for 45 Lila Ln was $24,069, up 7.9% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,069.00 (+7.88%) | ||
| 2025 | $22,310.00 | $245,950 (+133.07%) Land $52,350 Building $193,600 | $1,763,083 (+135.08%) Land $375,269 Building $1,387,814 |
| 2024 | $105,525 (+101.58%) Land $52,350 Building $53,175 | $750,000 (+112.03%) Land $372,068 Building $377,932 | |
| 2023 | $52,350 Land $52,350 | $353,716 Land $353,716 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Lila Ln in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 24 of 42 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Lila Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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