Hardin County property record for 45 Libby Ln, Counce, TN 38326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,946 sqft · built 1959 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Oct 2014) |
| Tax Bill | $795 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036156 00500 |
| Primary APN | 036156 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 1,946 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 537 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 45 LIBBY LN |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: C60 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 920600 |
Source: Hardin County records · APN 036156 00500
Assessment roll updated January 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 103, PICKWICK DAM, TN 38365-0103 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit HOME BANK COMPANY INC |
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit HOME BANKING CO |
| Apr 12, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage HOME BANKING CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on Record |
| Deed Sale | Oct 16, 2014 · Amount on Record |
| Prior Sale | Apr 14, 2014 |
| Deed Document Number | 2014115957 |
| Deed Book / Page | 609 / 100 |
| Transfer Doc | 0340000723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Apr 30, 2026 |
| Property Address | 45 LIBBY LN, COUNCE, TN 38326 |
| Document Number | 0000185686 |
| Book / Page | 852 / 992 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026185686 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45 LIBBY LN, COUNCE, TN 38326 |
| Document Number | 0000185686, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 852/992 |
| Instrument | 2026185686 |
| Name | HOME BANK COMPANY INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 67 Months |
| Due | Nov 05, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 45 LIBBY LN, COUNCE, TN 38326 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 LIBBY LN, COUNCE, TN 38326 |
| Document Number | 0000784867 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 784/867 |
| Instrument | 158502 |
| Name | HOME BANKING CO |
|---|---|
| Type | Bank |
| Address | SAVANNAH, TN 38372 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 66 Months |
| Due | May 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 45 LIBBY LN, COUNCE, TN 38326 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 LIBBY LN, COUNCE, TN 38326 |
| Document Number | 0000823153 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 823/153 |
| Instrument | 167702 |
| Name | HOME BANKING CO |
|---|---|
| Type | Bank |
| Address | SAVANNAH, TN 38372 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 66 Months |
| Due | Oct 12, 2028 |
Source: Hardin County records · Assessment roll updated January 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $795.00 | $45,425 (-) Land $1,725 Building $43,700 | |
| 2024 | $795.00 | $45,425 (-) Land $1,725 Building $43,700 | |
| 2023 | $795.00 (+111.44%) | $45,425 (+148.56%) Land $1,725 Building $43,700 | $181,700 (+148.56%) Land $6,900 Building $174,800 |
| 2022 | $376.00 | $18,275 Land $1,725 Building $16,550 | $73,100 Land $6,900 Building $66,200 |
Source: FEMA National Flood Hazard Layer as of June 16, 2006 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 44% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Based on FCC filings for 18 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FIRST U.D. OF HARDIN COUNTY serves 7,602 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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