45 Lewis St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Lewis St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1952
Lot Size	0.206 acres (8,986 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Jan 2019)
Tax Bill	$9,211 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:010.0-0000-0134.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:010.0-0000-0134.0`
Alternative APNs	`M:010.0=0000=0134.0` `300000000640` `300000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	872 sqft
Basement Area	616 sqft
Unfinished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,986 sqft (0.206 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	300000000640
Street Address	45 LEWIS ST
City	READING
State	MA
Zip	01867-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3013
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0134.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 LEWIS ST, READING, MA 01867-3348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage MSA MTG
Jan 24, 2019	Quit Claim Deed, Transfer · Conventional Mortgage WEBSTER FIVE CENTS SVGS BK
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	45 LEWIS ST, READING, MA 01867-3348
Document Number	0000031352
Instrument Date	Dec 09, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LEWIS ST READING MA 018673348, READING, MA 01867-3348

Mortgage

Document Number	0000031352
Date	Dec 13, 2019
Instrument	31352

Lender

Name	MSA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 24, 2019
Property Address	45 LEWIS ST, READING, MA 01867-3348
Document Number	0000006129
Instrument Date	Jan 24, 2019
Instrument	6129
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,735.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 LEWIS ST READING MA 018673348, READING, MA 01867-3348

Mortgage

Document Number	6130
Date	Jan 24, 2019
Instrument	6130

Lender

Name	WEBSTER FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	45 LEWIS ST, READING, MA 01867-3348
Document Number	0000004786
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LEWIS ST READING MA 018673348, READING, MA 01867-3348

Mortgage

Document Number	0000004786
Date	Jan 03, 2019
Instrument	4786

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,211.00 (+1.15%)	$808,700 (+4.08%) Land $478,100 Building $330,600	$816,430 (+8.1%)
2024	$9,106.00 (+3.22%)	$777,000 (+10.89%) Land $459,300 Building $317,700	$755,250
2023	$8,822.00	$700,700 Land $414,100 Building $286,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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