45 Lewis Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 45 Lewis Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,521 sqft · built 1953
Lot Size	0.267 acres (11,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Sep 2025)
Tax Bill	$15,465 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00402-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`18-00402-0000-00048`
Alternative APNs	`1800123M00011` `180040200048`

Interior

Stories	1 Story
Building Area	3,521 sqft Living Area
1st Floor Area	3,521 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,609 sqft (0.267 acres)
Lot Dimensions	135 ft deep x 86 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800123M00011
Street Address	45 LEWIS AVE
City	SUMMIT
State	NJ
Zip	07901-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	W A SAYRE PROP
Legal Block	402
Legal Lot Number	48
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1012
Census Tract	37700

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 LEWIS AVE, SUMMIT, NJ 07901-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed, Transfer · Conventional Mortgage CITIBANK NA
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LUSITANIA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	May 5, 2004 · Amount on Record
Deed Document Number	202549113
Deed Book / Page	6593 / 2780
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 5, 2025
Property Address	45 LEWIS AVE, SUMMIT, NJ 07901-1419
Document Number	0065932780
Book / Page	6593 / 2780
Instrument Date	Aug 27, 2025
Instrument	49113
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 MORRIS TPKE # TPKE1E, TPKE1E, SHORT HILLS, NJ 07078-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LEWIS AVE, SUMMIT, NJ 07901-1419

Mortgage

Document Number	0000082655
Date	Sep 5, 2025
Instrument	82655

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45 LEWIS AVE, SUMMIT, NJ 07901-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144070490
Date	Feb 16, 2018
Book Page	14407/0490
Instrument	653870

Lender

Name	LUSITANIA SAVINGS BANK
Type	Bank
Address	NEWARK, NJ 07105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,900 (-) Land $117,900 Building $228,000	$345,900 (-) Land $117,900 Building $228,000
2025	$15,465.00 (+2.64%)	$345,900 (-) Land $117,900 Building $228,000	$345,900 (-) Land $117,900 Building $228,000
2024	$15,067.00 (+1.71%)
2023		$345,900 Land $117,900 Building $228,000	$345,900 Land $117,900 Building $228,000
2022	$14,814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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