45 Leonard Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 45 Leonard Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1950
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,754 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02700-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`14-02700-0000-00042`
Alternative APNs	`1400596F00004` `140270000042`

Interior

Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Lot Area	9,975 sqft (0.229 acres)

Location & Zoning

Old Parcel Number	1400596F00004
Street Address	45 LEONARD TER
City	WAYNE
State	NJ
Zip	07470-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: CRANN J & L
Legal Subdivision	KAYWIN COTTAGE SITES
Legal Block	2700
Legal Lot Number	42
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1000
Census Tract	246102

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 LEONARD TER, WAYNE, NJ 07470-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 29, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK
May 4, 2021	Intrafamily Transfer, Transfer
Jan 25, 2017	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 8, 2021
Transfer Doc	0000073899
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	45 LEONARD TER, WAYNE, NJ 07470-3337
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LEONARD TER, WAYNE, NJ 07470-3337

Mortgage

Document Number	0000037222
Date	Nov 5, 2025
Book Page	M19641/231
Instrument	2025037222

Lender

Name	VALLEY NATIONAL BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	45 LEONARD TER, WAYNE, NJ 07470-3337
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014810
Date	May 4, 2023
Book Page	M18471/168
Instrument	2023014810

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Nov 29, 2021
Property Address	45 LEONARD TER, WAYNE, NJ 07470-3337
Document Number	0000073899
Book / Page	D4188 / 67
Instrument Date	Nov 8, 2021
Instrument	2021073899
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 LEONARD TER, WAYNE, NJ 07470-3337

Mortgage

Document Number	0000073900
Date	Nov 29, 2021
Instrument	2021073900

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	May 4, 2021
Property Address	45 LEONARD TER, WAYNE, NJ 07470-3337
Document Number	0000030562
Book / Page	D4029 / 156
Instrument Date	Apr 23, 2021
Instrument	2021030562
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8112 SAVEUR LN, 8112, CHARLESTON, SC 29406-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LEONARD TER, WAYNE, NJ 07470-3337

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 25, 2017
Property Address	45 LEONARD TER, WAYNE, NJ 07470-3337
Document Number	0000004807
Book / Page	002984 / 000169
Instrument Date	Jan 9, 2017
Instrument	4807
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 LEONARD TER WAYNE NJ 074703337, WAYNE, NJ 07470-3337

Mortgage

Document Number	4808,
Date	Jan 25, 2017
Book Page	014329/000108
Instrument	4808

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,300 (-) Land $98,200 Building $81,100	$179,300 (-) Land $98,200 Building $81,100
2025	$10,754.00 (+0.87%)	$179,300 (+5.16%) Land $98,200 Building $81,100	$179,300 (+5.16%) Land $98,200 Building $81,100
2024	$10,661.00 (+10.59%)
2023		$170,500 Land $98,200 Building $72,300	$170,500 Land $98,200 Building $72,300
2022	$9,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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