45 Lena Ln, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 45 Lena Ln, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,941 sqft · built 1991
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2019)
Tax Bill	$8,761 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00R01 L:000030 S:000022`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00R01 L:000030 S:000022`
Alternative APN	`M:00R01 B:000030 L:000022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,941 sqft Living Area
Gross Area	3,526 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,972 sqft (1.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 LENA LN
City	EPSOM
State	NH
Zip	03234-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Lot Number	30
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	3
Census Block	3017
Census Tract	34000

Owner

Source: Merrimack County and Epsom Town records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 LENA LN, EPSOM, NH 03234-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit SERVICE CU
May 16, 2019	Warranty Deed, Transfer · Conventional with PMI SERVICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Deed Document Number	20197699
Deed Book / Page	3630 / 2748
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	45 LENA LN, EPSOM, NH 03234-4003
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100026963
Date	Oct 19, 2021
Book Page	3764/1681
Instrument	202100026963

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EPSOM TOWN NH
Recording Date	May 16, 2019
Property Address	45 LENA LN, EPSOM, NH 03234-4003
Document Number	0036302748
Book / Page	003630 / 002748
Instrument Date	May 16, 2019
Instrument	7699
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 CLYDE RD DERRY NH 030384503, DERRY, NH 03038-4503

Mortgage

Document Number	36302751
Date	May 16, 2019
Book Page	003630/002751
Instrument	7700

Lender

Name	SERVICE CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,761.00 (+22.17%)	$499,500 (+85.55%) Land $201,500 Building $298,000
2024	$7,171.00 (+11.73%)	$269,200 (-) Land $108,400 Building $160,800
2023			$441,370
2022	$6,418.00	$269,200 Land $108,400 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1996–2010)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Mar 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Breezeline.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Lena Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures