Buncombe County property record for 45 Lela Ln, Alexander, NC 28701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,123 sqft · built 1993 |
| Lot Size | 8.78 acres (382,457 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $630,000 (Jul 2025) |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Oct 2023 Reverse Mortgage Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3036336-2020-20 |
| Primary APN | 3036336-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,123 sqft Living Area |
| Gross Area | 3,263 sqft |
| 1st Floor Area | 1,793 sqft |
| Basement Area | 1,330 sqft |
| Finished Basement | 1,330 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 382,457 sqft (8.78 acres) |
| Garage Type | Basement |
| Pool Type | Indoor Pool |
| Porch | Open Porch |
| Porch Area | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3036336-2020-20 |
|---|---|
| Street Address | 45 LELA LN |
| City | ALEXANDER |
| State | NC |
| Zip | 28701-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | LOT: 6,9,10,12 PLAT: 0064-0124 |
| Legal Subdivision | CONTAINING 0 |
| Legal Block | 2 |
| Legal Lot Number | 6,9 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FRENCH BROAD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2803 |
Source: Buncombe County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 LELA LN, ALEXANDER, NC 28701-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Deed Book / Page | 6510 / 1535 |
| Prior Transfer Date | Oct 28, 2019 |
| Prior Transfer Doc | 0058280456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 45 LELA LN, ALEXANDER, NC 28701-9684 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 45 LELA LN, ALEXANDER, NC 28701-9684 |
| Document Number | 0063580452 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 6358/452 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 763 Months |
| Due | May 2, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 45 LELA LN, ALEXANDER, NC 28701-9684 |
| Document Number | 0058421167 |
| Book / Page | 005842 / 001167 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 LELA LN ALEXANDER NC 287019684, ALEXANDER, NC 28701-9684 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+17.91%) | $541,500 (+8.21%) Land $139,300 Building $402,200 | $541,500 (+8.21%) Land $139,300 Building $402,200 |
| 2024 | $2,066.00 (+3.15%) | ||
| 2023 | $2,003.00 | $500,400 | $500,400 (-7.59%) Land $154,300 Building $346,100 |
| 2021 | $541,500 Land $139,300 Building $402,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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