Berkeley County property record for 45 Lazy Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2001 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,159 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10-0097.0046 |
| Primary APN | 02-10-0097.0046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 46,609 sqft (1.07 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07181854 |
|---|---|
| Street Address | 45 LAZY LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-3961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.07 AC CUNNINGHAM FARM LOT A |
| Legal Block | 46 |
| Legal Lot Number | A |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 971101 |
45 Lazy Ln is owned and occupied by an individual.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 LAZY LN, FALLING WATERS, WV 25419-3961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000113882 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 Lazy Ln was $1,159.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 | $95,400 Land $31,920 Building $63,480 | $159,000 Land $53,200 Building $105,800 |
| 2023 | $1,152.00 | $91,200 Land $27,780 Building $63,420 | $152,000 Land $46,300 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Lazy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1985–2025) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Lazy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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