45 Lazy Brook Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 45 Lazy Brook Rd, Monroe, CT 06468

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,240 sqft · built 1984
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Jan 2022)
Tax Bill$15,691 (2026)
Deeds & MortgagesOct 2024 Refinance
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07602400

Property Details

APN / Parcel Number

Primary APN07602400
Alternative APNs
  • MNRO M:076 B:024 L:00
  • MONR M:076 B:024 L:00
  • 7602400

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,240 sqft Living Area
Gross Area7,434 sqft
1st Floor Area3,240 sqft
Basement Area1,100 sqft
Unfinished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7602400
Street Address45 LAZY BROOK RD
CityMONROE
StateCT
Zip06468-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block24
JurisdictionMONROE CT
Township / Civil DivisionMONROE
Census Block Group1
Census Block1003
Census Tract100300

Owner

45 Lazy Brook Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45 LAZY BROOK RD, MONROE, CT 06468-3315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
SIKORSKY FINANCIAL CREDIT UNION INC
May 13, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Jan 12, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2022 · Amount on File
Deed SaleJan 12, 2022 · Amount on File
Prior SaleMay 13, 2020 · Amount on File
Deed Document Number2022105
Deed Book / Page2201 / 1108
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE CT
Property Address45 LAZY BROOK RD, MONROE, CT 06468-3315
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002229-199
DateOct 24, 2024
Book Page2229/199
Instrument2089
Lender
NameSIKORSKY FINANCIAL CREDIT UNION INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueNov 1, 2044

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE CT
Recording DateMay 13, 2020
Property Address45 LAZY BROOK RD, MONROE, CT 06468-3315
Document Number2082-194
Book / Page2082 / 194
Instrument DateApr 14, 2020
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2082197
DateMay 13, 2020
Instrument2082/197
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE CT
Recording DateJan 12, 2022
Property Address45 LAZY BROOK RD, MONROE, CT 06468-3315
Document Number02201-1108
Book / Page2201 / 1108
Instrument DateApr 14, 2020
Instrument105
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 45 Lazy Brook Rd was $15,691, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionMonroe Town
Unified School DistrictMonroe School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,691.00 (+4.22%)$525,150 (-) Land $134,050 Building $391,100$819,487 (+122.93%)
2025$15,056.00$525,150 Land $134,050 Building $391,100$367,605 Land $93,835 Building $273,770
2024$15,056.00 (+10.19%)
2023$13,664.00 (+1.87%)$363,900 (-) Land $116,600 Building $247,300
2022$13,413.00$363,900 Land $116,600 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lazy Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lazy Brook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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