45 Laurel St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 45 Laurel St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,867 sqft · built 1925
Lot Size0.23 acres (10,000 sqft)
OwnerTrust Name on Record
Tax Bill$176 (2025)
Deeds & MortgagesFeb 2018 Transfer
Flood ZoneZone X (minimal risk)
APNCONC M:9H B:227

Property Details

APN / Parcel Number

Primary APNCONC M:9H B:227
Alternative APNs
  • M:00009H B:00227-00000
  • 3091

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,867 sqft Living Area
Gross Area3,626 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1965
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3091
Street Address45 LAUREL ST
CityCONCORD
StateMA
Zip01742-3605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal Block227
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3019
Census Tract361300

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address45 LAUREL ST, CONCORD, MA 01742-3605
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2018
Deed SaleFeb 9, 2018
Deed Document Number201819739
Deed Book / Page70615 / 214
Record UpdatedJun 8, 2026

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateFeb 9, 2018
Property Address45 LAUREL ST, CONCORD, MA 01742-3605
Document Number70615-214
Book / Page070615 / 000214
Instrument DateFeb 7, 2018
Instrument19739
Transaction TypeTransfer
Record UpdatedFeb 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45 LAUREL ST CONCORD MA 017423605, CONCORD, MA 01742-3605

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176.00 (-98.98%)$1,328,100 (+1.51%) Land $802,800 Building $525,300$2,321,135
2024$17,179.00$1,308,400 Land $802,800 Building $505,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1984–2012)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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