San Mateo County property record for 45 Laurel St, Atherton, CA 94027 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,870 sqft · built 1951 |
| Lot Size | 0.747 acres (32,550 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,270,000 (Jul 1999) |
| Tax Bill | $24,254 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-350-190 |
| Primary APN | 061-350-190 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,870 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Family Room | Family Room |
| Study | Study |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 32,550 sqft (0.747 acres) |
| Lot Dimensions | 210 ft deep x 155 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 LAUREL ST |
|---|---|
| City | ATHERTON |
| State | CA |
| Zip | 94027-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 MERRILL MANOR RSM 24/46 |
| Legal Subdivision | MERRILL MANOR |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 611500 |
Source: San Mateo County records · APN 061-350-190
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 04, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 13, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 02, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on Record |
| Deed Sale | Jul 30, 1999 · Amount on Record |
| Prior Sale | Aug 08, 1995 · Amount on Record |
| Deed Document Number | 1999129516 |
| Last Transfer Date | May 14, 2021 |
| Transfer Doc | 0000085540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024121 |
|---|---|
| Date | Apr 04, 2019 |
| Instrument | 2019-024121 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000063948 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019-063948 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000063421 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 2020-063421 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Document Number | 0000006695 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-006695 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.35% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Document Number | 0000020781 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 2022-020781 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 02, 2021 |
| Property Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
| Document Number | 0000085540 |
| Map Reference | MB 24 PG 46 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-085540 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45 LAUREL ST, ATHERTON, CA 94027-3120 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atherton Town |
| County | San Mateo County |
| Elementary School District | Menlo Park City Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,990,996 (+2%) Land $995,498 Building $995,498 | ||
| 2025 | $24,254.00 (+5.07%) Homeowner's exemption | $1,951,958 (+4.04%) Land $975,979 Building $975,979 | |
| 2023 | $23,083.00 (+2.49%) Homeowner's exemption | $1,876,164 Land $938,082 Building $938,082 | $4,599,000 |
| 2022 | $22,522.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816115001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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