45 Laurel Ln, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 45 Laurel Ln, Bellingham, MA 02019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,516 sqft · built 1966
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2021)
Tax Bill	$5,229 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELL M:0078 B:0035 L:0000`

Property Details

APN / Parcel Number

Primary APN	`BELL M:0078 B:0035 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	3,319 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	45 LAUREL LN
City	BELLINGHAM
State	MA
Zip	02019-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	35
Jurisdiction	BELLINGHAM MA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2010
Census Tract	443104

Owner

45 Laurel Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 LAUREL LN, BELLINGHAM, MA 02019-2909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Mar 12, 2010 · Amount on File
Deed Document Number	20211490122
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	Oct 22, 2021
Property Address	45 LAUREL LN, BELLINGHAM, MA 02019-2909
Document Number	1490122
Instrument Date	Oct 22, 2021
Instrument	1490122
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 LAUREL LN, BELLINGHAM, MA 02019-2909

Mortgage

Document Number	1490123
Date	Oct 22, 2021
Instrument	1490123

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Laurel Ln was $5,229, up 3.6% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Bellingham Town
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,229.00 (+3.65%)	$422,000 (+5.05%) Land $182,900 Building $234,500	$476,425 (-)
2025	$5,045.00 (+4.06%)	$401,700 (+6.55%) Land $166,200 Building $235,500	$476,425 (+4.28%)
2024	$4,848.00 (+3.7%)	$377,000 (+5.25%) Land $151,700 Building $225,300	$456,855
2023	$4,675.00	$358,200 Land $144,500 Building $213,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20