45 Laurel Ave, Linwood, NJ 08221 Property Records

Atlantic County and Linwood City property record for 45 Laurel Ave, Linwood, NJ 08221

Property Summary

Property TypeSingle Family Home
Details2,421 sqft · built 1973
Lot Size0.333 acres (14,502 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jan 2002)
Tax Bill$11,001 (2025)
Deeds & MortgagesApr 2023 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-00108-0000-00017

Property Details

APN / Parcel Number

Primary APN14-00108-0000-00017

Interior

Stories1 Story
Building Area2,421 sqft Living Area
1st Floor Area2,421 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area14,502 sqft (0.333 acres)
Lot Dimensions146 ft deep x 33 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address45 LAUREL AVE
CityLINWOOD
StateNJ
Zip08221-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Block108
Legal Lot Number17
JurisdictionATLANTIC NJ
Township / Civil DivisionLINWOOD
Census Block Group3
Census Block3025
Census Tract13500

Owner

45 Laurel Ave is owned and occupied by two individuals who acquired it in February 2022.

Source: Atlantic County and Linwood City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address45 LAUREL AVE, LINWOOD, NJ 08221-1809
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO
May 5, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
GREENTREE MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2002 · Amount on File
Deed SaleJan 25, 2002 · Amount on File
Prior SaleJul 24, 2000 · Amount on File
Deed Document Number20022008216
Last Transfer DateFeb 28, 2022
Transfer Doc0000022072
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address45 LAUREL AVE, LINWOOD, NJ 08221-1809
Transaction TypeMortgage
Record UpdatedApr 27, 2023
Title CompanyGDV ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018113
DateApr 13, 2023
Instrument2023018113
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMar 29, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionATLANTIC NJ
Recording DateMay 5, 2022
Property Address45 LAUREL AVE, LINWOOD, NJ 08221-1809
Document Number0000022072
Instrument DateFeb 28, 2022
Instrument2022022072
Transaction TypeTransfer
Record UpdatedJun 9, 2022
Title CompanySURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 LAUREL AVE, 45, LINWOOD, NJ 08221-1809

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 LAUREL AVE, LINWOOD, NJ 08221-1809

Mortgage

Document Number0000022073
DateMay 5, 2022
Instrument2022022073
Lender
NameGREENTREE MORTGAGE COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 45 Laurel Ave was $11,001, up 3% from the year before.

Source: Atlantic County and Linwood City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityLinwood City
Elementary School DistrictLinwood City School District (KG - 08)
Secondary School DistrictMainland Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,000 (-) Land $116,900 Building $163,100$280,000 (-) Land $116,900 Building $163,100
2025$11,001.00 (+2.99%)$280,000 Land $116,900 Building $163,100$280,000 Land $116,900 Building $163,100
2024$10,682.00
2023$280,000 Land $116,900 Building $163,100$280,000 Land $116,900 Building $163,100
2022$10,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1994–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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