Grays Harbor County property record for 45 Larson Rd, McCleary, WA 98557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,056 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $297,000 (Nov 2019) |
| Tax Bill | $3,646 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer Jul 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180511120100 |
| Primary APN | 180511120100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2014 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 45 LARSON RD |
|---|---|
| City | MCCLEARY |
| State | WA |
| Zip | 98557-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 1 SSA 79-46 VOL 2 PG 80 |
| Legal Range | 11 |
| Legal Township | 05 |
| Legal Section | 18 |
| Legal Subdivision | GRAYS HARBOR COUNTY SHORT |
| Legal Block | 111 |
| Legal Lot Number | 1 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | MCCLEARY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 600 |
45 Larson Rd is owned by an individual who acquired it in February 2024.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 30, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Nov 22, 2019 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Aug 4, 2017 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Prior Sale | Aug 4, 2017 · Amount on File |
| Deed Document Number | 201960 |
| Last Transfer Date | Feb 14, 2024 |
| Transfer Doc | 0000000008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Feb 16, 2024 |
| Property Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Document Number | 0002160008 |
| Map Reference | AF 169793 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024-02160008 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007300012 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-07300012 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 57902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011020042 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-11020042 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Nov 22, 2019 |
| Property Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Document Number | 0011220060 |
| Map Reference | AF 169793 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019-11220060 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | GRAYS HARBOR TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,549.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 W PINE ST, MCCLEARY, WA 98557-9662 |
| Document Number | 0011220061 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-11220061 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Number | 0011220062 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-11220062 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Aug 4, 2017 |
| Property Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Document Number | 0008040069 |
| Map Reference | VOL 2 PG 80 FILE 169 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017-08040069 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,233.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 LARSON RD, MCCLEARY, WA 98557-9627 |
| Document Number | 0008040070 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 2017-08040070 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
The 2026 property tax bill for 45 Larson Rd was $3,646.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | McCleary School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,646.00 | ||
| 2025 | $348,580 (-) Land $94,500 Building $254,080 | $348,580 (-) Land $94,500 Building $254,080 | |
| 2024 | $3,269.00 (-1.12%) | $348,580 Land $94,500 Building $254,080 | $348,580 Land $94,500 Building $254,080 |
| 2023 | $3,306.00 | ||
| 2022 | $348,580 Land $94,500 Building $254,080 | $348,580 Land $94,500 Building $254,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Larson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Larson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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