Suffolk County and Huntington Town property record for 45 Larry Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Oct 1998) |
| Tax Bill | $9,384 (2024) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-224.00-03.00-110.000 |
| Primary APN | 0400-224.00-03.00-110.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 45 LARRY DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | BLK LOT |
| Legal Subdivision | MAP VALMONT TERRACE SECTION #5 |
| Legal Block | 300 |
| Legal Lot Number | 110 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 112103 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 LARRY DR, COMMACK, NY 11725-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 1998 · Amount on Record |
| Deed Sale | Oct 5, 1998 · Amount on Record |
| Prior Sale | Jun 1, 1994 · Amount on Record |
| Deed Book / Page | 11920 / 987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 LARRY DR, COMMACK, NY 11725-3327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229980517 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 22998/517 |
| Instrument | DJ036906 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2048 |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,800 (-) Land $250 Building $2,550 | $622,223 (+10,789.45%) Land $55,556 Building $566,667 | |
| 2024 | $9,384.00 | $5,714 (+12.24%) Land $510 Building $5,204 | |
| 2023 | $2,800 Land $250 Building $2,550 | $5,091 Land $455 Building $4,636 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–1981) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENLAWN WATER DISTRICT serves 42,000 people · EPA ID NY5103271 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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