45 Larch Ct, Fishkill, NY 12524 Property Records

Dutchess County and Fishkill Town property record for 45 Larch Ct, Fishkill, NY 12524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,972 sqft · built 1981
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Dec 2009)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`133089-6156-18-310093-0000`

Property Details

APN / Parcel Number

Primary APN	`133089-6156-18-310093-0000`
Alternative APNs	`308900615600183100930000` `133089 6.156-18-310.93` `06313099`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	688 sqft
2nd Floor Area	984 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	90 ft deep x 43.6 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06313099
Street Address	45 LARCH CT
City	FISHKILL
State	NY
Zip	12524-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DMUD
Legal Description	0.09 AC (S) 1820 0291 1558 0490
Legal Subdivision	ROUND HILL
Legal Block	18
Legal Lot Number	310
Jurisdiction	DUTCHESS NY
Township / Civil Division	FISHKILL
Census Block Group	2
Census Block	2014
Census Tract	60201

Owner

Source: Dutchess County and Fishkill Town records · APN 133089-6156-18-310093-0000

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 LARCH CT, FISHKILL, NY 12524-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage M&T BK
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2009 · Amount on Record
Deed Sale	Dec 03, 2009 · Amount on Record
Deed Book / Page	22009 / 6465
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	45 LARCH CT, FISHKILL, NY 12524-2628
Document Number	0000002061
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 07, 2020
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LARCH CT FISHKILL NY 125242628, FISHKILL, NY 12524-2628

Mortgage

Document Number	0000002061
Date	May 18, 2020
Instrument	2061

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 17, 2045

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	45 LARCH CT, FISHKILL, NY 12524-2628
Document Number	0000002650
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 08, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LARCH CT FISHKILL NY 125242628, FISHKILL, NY 12524-2628

Mortgage

Document Number	0000002650
Date	Apr 20, 2018
Instrument	2650

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Fishkill Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Fishkill Town
Unified School District	Wappingers Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,197.00 (+13.52%)	$365,100 (+12.37%) Land $80,700 Building $284,400	$365,100 (+12.37%) Land $80,700 Building $284,400
2023		$324,900 (+10.51%) Land $73,300 Building $251,600	$324,900 (+10.51%) Land $73,300 Building $251,600
2022		$294,000 Land $66,700 Building $227,300	$294,000 Land $66,700 Building $227,300
2020	$5,459.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	21 (2003–2021)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 10 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Based on FCC filings for 391 locations within half a mile of this property.

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