Monroe County and Rochester City property record for 45 Lapham St, Rochester, NY 14615 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,510 sqft · built 1910 |
| Lot Size | 0.122 acres (5,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Oct 2025) |
| Tax Bill | $1,434 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015711-00.0 |
| Primary APN | 015711-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 652 sqft |
| 2nd Floor Area | 572 sqft |
| Upper Floors Area | 286 sqft |
| Game Room | Game Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,340 sqft (0.122 acres) |
| Lot Dimensions | 138 ft deep x 38.5 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 015711-00.0 |
|---|---|
| Street Address | 45 LAPHAM ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14615-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0019.00 108 10 00000 6 & PT 7 C P EVANS & 20000 TR |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1900 |
Source: Monroe County and Rochester City records · APN 015711-00.0
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6702 W TRAILS RD, SPOKANE, WA 99224-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Dec 24, 2018 | Deed of Trust, Mortgage FAMILY FIRST OF NY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2025 · Amount on Record |
| Deed Sale | Oct 09, 2025 · Amount on Record |
| Prior Sale | Oct 08, 2009 · Amount on Record |
| Deed Document Number | 20253343077 |
| Deed Book / Page | 13135 / 158 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Oct 09, 2025 |
| Property Address | 45 LAPHAM ST, ROCHESTER, NY 14615-3013 |
| Document Number | 202503343077 |
| Book / Page | 13135 / 158 |
| Map Reference | LB 23 PG 14 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 202503343077 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 EVERGREEN DR, ROCHESTER, NY 14624-3623 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 LAPHAM ST, ROCHESTER, NY 14615-3013 |
| Document Number | 202503343078 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 202503343078 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 45 LAPHAM ST, ROCHESTER, NY 14615-3013 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000126 |
|---|---|
| Date | Dec 24, 2018 |
| Book Page | 27876/277 |
| Instrument | 201812240126 |
| Name | FAMILY FIRST OF NY FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14625 |
| Amount | Amount Recorded |
|---|---|
| Term | 192 Months |
| Due | Dec 30, 2034 |
Source: Monroe County and Rochester City records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,434.00 (-2.85%) | $157,700 (-) Land $8,300 Building $149,400 | $157,700 (-) Land $8,300 Building $149,400 |
| 2024 | $1,476.00 Homeowner's exemption | $157,700 (+63.93%) Land $8,300 Building $149,400 | $157,700 (+36.06%) Land $8,300 Building $149,400 |
| 2023 | $96,200 Land $6,100 Building $90,100 | $115,904 Land $7,349 Building $108,555 |
Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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