45 Lancaster Pl, Stamford, CT 06905 Property Records

Stamford City property record for 45 Lancaster Pl, Stamford, CT 06905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,451 sqft · built 1967
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$951,500 (May 2023)
Tax Bill	$13,349 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-4789`

Property Details

APN / Parcel Number

Primary APN	`2-4789`
Alternative APNs	`STAM M:002 B:4789` `002-4789`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	984 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2-4789
Street Address	45 LANCASTER PL
City	STAMFORD
State	CT
Zip	06905-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	4789
Jurisdiction	STAMFORD CT
Township / Civil Division	STAMFORD
Census Block Group	2
Census Block	2000
Census Tract	20600

Owner

45 Lancaster Pl is owned and occupied by two individuals who bought it in May 2023.

Source: Stamford City records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 LANCASTER PL, STAMFORD, CT 06905-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWTOWN SAVINGS BANK
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NEAT LOANS LLC
Feb 4, 2022	Executor's Deed, Transfer · Stand-Alone First Mortgage FIRST COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Feb 4, 2022 · Amount on File
Deed Document Number	20235801
Deed Book / Page	13180 / 49
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 LANCASTER PL, STAMFORD, CT 06905-1807
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013635-147
Date	Dec 23, 2025
Book Page	13635/147
Instrument	2025015632

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	45 LANCASTER PL, STAMFORD, CT 06905-1807
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013122-266
Date	Jan 9, 2023
Book Page	13122/266
Instrument	2023000182

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2047

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAMFORD CT
Recording Date	May 31, 2023
Property Address	45 LANCASTER PL, STAMFORD, CT 06905-1807
Document Number	0013180-49
Book / Page	13180 / 49
Instrument Date	May 26, 2023
Instrument	2023005801
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 ATLANTIC ST APT 23D, 23D, STAMFORD, CT 06901-3557

Mortgage

Document Number	2023005802
Date	May 31, 2023
Instrument	2023005802

Lender

Name	NEAT LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.75%
Index	Other

February 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	STAMFORD CT
Recording Date	Feb 4, 2022
Property Address	45 LANCASTER PL, STAMFORD, CT 06905-1807
Document Number	012924-331
Book / Page	12924 / 331
Instrument Date	Feb 3, 2022
Instrument	2022001714
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 COMMONS PARK N APT 205, 205, STAMFORD, CT 06902-7157

Mortgage

Document Number	2022001715
Date	Feb 4, 2022
Instrument	2022001715

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lancaster Pl was $13,349.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Stamford City
Unified School District	Stamford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,349.00	$564,190 Land $306,270 Building $257,920	$394,933 Land $214,389 Building $180,544
2024	$13,349.00 (+21.2%)
2023	$11,014.00 (+10.14%)	$443,040 (+18.47%) Land $306,270 Building $136,770
2022	$10,000.00	$373,960 Land $227,390 Building $146,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Lancaster Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lancaster Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Lancaster Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures