45 Lamphere Rd, Mystic, CT 06355 Property Records

Groton Town property record for 45 Lamphere Rd, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,026 sqft · built 2007
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2015)
Tax Bill	$8,081 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:271017103553`

Property Details

APN / Parcel Number

Primary APN	`GROT M:271017103553`
Alternative APNs	`271017103553` `151073003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	35,719 sqft (0.82 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	271017103553
Street Address	45 LAMPHERE RD
City	MYSTIC
State	CT
Zip	06355-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-20
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1001
Census Tract	702100

Owner

45 Lamphere Rd is owned and occupied by two individuals who bought it in August 2015.

Source: Groton Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 LAMPHERE RD, MYSTIC, CT 06355-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Nov 8, 2023	Warranty Deed, Transfer · ARM CHARTER OAK FCU
Aug 24, 2023	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on File
Deed Sale	Aug 14, 2015 · Amount on File
Prior Sale	Mar 6, 2008 · Amount on File
Deed Document Number	2015470333
Deed Book / Page	1153 / 62
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	45 LAMPHERE RD, MYSTIC, CT 06355-1421
Transaction Type	Mortgage
Record Updated	Sep 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001325-89
Date	Aug 13, 2025
Book Page	1325/89

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Nov 8, 2023
Property Address	45 LAMPHERE RD, MYSTIC, CT 06355-1421
Document Number	001298-754
Book / Page	1298 / 754
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	462 NOANK LEDYARD RD, MYSTIC, CT 06355-1514

Mortgage

Document Number	5216450014
Date	Nov 8, 2023
Instrument	5216450014

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Dec 1, 2033
Index	1-Year CMT

August 2023: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Aug 24, 2023
Property Address	45 LAMPHERE RD, MYSTIC, CT 06355-1421
Document Number	001295-640
Book / Page	1295 / 640
Instrument Date	Aug 14, 2023
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lamphere Rd was $8,081.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,081.00	$295,890 Land $125,517 Building $170,373	$207,123 Land $87,862 Building $119,261
2024	$8,081.00 (+11.34%)
2023	$7,258.00 (+0.74%)	$295,890 (-) Land $52,500 Building $243,390
2022	$7,205.00	$295,890 Land $52,500 Building $243,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lamphere Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lamphere Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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