45 Lakeview St, Clyde, NC 28721 Property Records

Haywood County property record for 45 Lakeview St, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,261 sqft · built 1964
Lot Size	0.55 acres (23,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,500 (Jul 2019)
Tax Bill	$357 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8637-82-5788`

Property Details

APN / Parcel Number

Primary APN	`8637-82-5788`
Alternative APN	`258390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,261 sqft Heated Area
Gross Area	1,817 sqft
1st Floor Area	1,261 sqft
Basement Area	1,261 sqft
Unfinished Basement	1,261 sqft
Utility Area	52 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	23,941 sqft (0.55 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	258390
Street Address	45 LAKEVIEW ST
City	CLYDE
State	NC
Zip	28721-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	#5 LAKE VIEW ESTATE
Legal Subdivision	LAKE VIEW ESTATE
Legal Unit	5
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1058
Census Tract	920501

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 LAKEVIEW ST, CLYDE, NC 28721-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Jan 13, 2012 · Amount on Record
Deed Document Number	20196730
Deed Book / Page	978 / 291
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 31, 2019
Property Address	45 LAKEVIEW ST, CLYDE, NC 28721-9691
Document Number	0009780291
Book / Page	978 / 0291
Instrument Date	Jul 30, 2019
Instrument	2019006730
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 LAKEVIEW ST, 45, CLYDE, NC 28721-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 OLD JOHNSON FARM RD, FLETCHER, NC 28732-9653

Mortgage

Document Number	0000978294
Date	Jul 31, 2019
Instrument	978/294

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Clyde Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (-) Land $18,800 Building $36,200
2025	$357.00	$55,000 (-65.77%) Land $18,800 Building $36,200	$55,000 (-65.77%) Land $18,800 Building $36,200
2023		$160,700 Land $18,800 Building $141,900	$160,700 (-) Land $18,800 Building $141,900
2021			$160,700 Land $18,800 Building $141,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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