45 Lakeside Dr, Matawan, NJ 07747 Property Records

Monmouth County and Matawan Borough property record for 45 Lakeside Dr, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,590 sqft · built 1949
Lot Size	0.462 acres (20,142 sqft)
Owner	2 Individual Names on File
Last Sale	$525,500 (Nov 2005)
Tax Bill	$16,959 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00115-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`31-00115-0000-00018`
Alternative APNs	`310011500018` `15640`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,255 sqft
Upper Floors Area	1,335 sqft
Basement Area	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	20,142 sqft (0.462 acres)
Lot Dimensions	265 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Deck Area	506 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	15640
Street Address	45 LAKESIDE DR
City	MATAWAN
State	NJ
Zip	07747-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	LAKESIDE HEIGHTS
Legal Block	115
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MATAWAN
Census Block Group	3
Census Block	3009
Census Tract	803000

Owner

45 Lakeside Dr is owned and occupied by two individuals who bought it in November 2005.

Source: Monmouth County and Matawan Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 LAKESIDE DR, MATAWAN, NJ 07747-3014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2005 · Amount on File
Deed Sale	Nov 17, 2005 · Amount on File
Prior Sale	Aug 23, 2002 · Amount on File
Deed Book / Page	8512 / 5273
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 LAKESIDE DR, MATAWAN, NJ 07747-3014
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095181564
Date	Jun 8, 2021
Book Page	9518/1564
Instrument	2021090608

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lakeside Dr was $16,959, up 15.5% from the year before.

Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Matawan Borough
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,500 (+4.17%) Land $364,400 Building $482,100	$846,500 (+4.17%) Land $364,400 Building $482,100
2025	$16,959.00 (+15.49%)	$812,600 Land $362,400 Building $450,200	$812,600 Land $362,400 Building $450,200
2024	$14,685.00
2023		$659,000 Land $304,400 Building $354,600	$659,000 Land $304,400 Building $354,600
2022	$15,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001
Water Source	Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20