45 Lakeshore Dr, Struthers, OH 44471 Property Records

Mahoning County property record for 45 Lakeshore Dr, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,616 sqft · built 1965
Lot Size	0.569 acres (24,786 sqft)
Owner	Individual Name on File
Last Sale	$227,100 (Sep 2014)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-025-0-074.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-025-0-074.00-0`
Alternative APN	`00014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
Gross Area	4,810 sqft
1st Floor Area	1,350 sqft
Upper Floors Area	180 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	24,786 sqft (0.569 acres)
Lot Dimensions	261 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	648 sqft
Porch	Enclosed Frame Porch
Porch Area	224 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	00014
Street Address	45 LAKESHORE DR
City	STRUTHERS
State	OH
Zip	44471-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6563 95 X 266 IRR LAKE SHORE DR
Legal Subdivision	LAKE SHORE DR
Legal Lot Number	6563
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2007
Census Tract	810700

Owner

45 Lakeshore Dr is owned and occupied by an individual who acquired it in June 2025.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	45 LAKESHORE DR, STRUTHERS, OH 44471-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit BRIDGE CU INC
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 27, 2017	Deed of Trust, Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2014 · Amount on File
Deed Sale	Sep 4, 2014 · Amount on File
Prior Sale	Sep 25, 1995 · Amount on File
Deed Document Number	201420332
Deed Book / Page	6097 / 2263
Last Transfer Date	Jun 5, 2025
Transfer Doc	06694/2218
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	45 LAKESHORE DR, STRUTHERS, OH 44471-1453
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06699/2176
Date	Sep 17, 2025
Book Page	6699/2176
Instrument	202500019865

Lender

Name	BRIDGE CU INC
Type	Credit Union
Address	POWELL, OH 43065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	45 LAKESHORE DR, STRUTHERS, OH 44471-1453
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06491/2062
Date	Dec 20, 2021
Book Page	6491/2062
Instrument	202100035093

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	45 LAKESHORE DR, STRUTHERS, OH 44471-1453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6227/1692
Date	May 15, 2017
Book Page	6227/1692
Instrument	201700010930

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	04822

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	45 LAKESHORE DR, STRUTHERS, OH 44471-1453
Transaction Type	Mortgage
Record Updated	Dec 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700027153
Date	Nov 27, 2017
Book Page	6254/0678
Instrument	201700027153

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44501

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 28, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lakeshore Dr was $4,487.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,487.00 (-0.02%)	$107,870 (-) Land $16,630 Building $91,240	$308,210 Land $47,520 Building $260,690
2024	$4,488.00 (+1.72%)	$107,870 (-) Land $16,630 Building $91,240
2023	$4,412.00 (+11.55%)	$107,870 (+47.28%) Land $16,630 Building $91,240	$308,210 (+47.28%) Land $47,520 Building $260,690
2022	$3,955.00	$73,240 Land $13,210 Building $60,030	$209,270 Land $37,750 Building $171,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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