45 Lake Thunderbird Dr, Putnam, IL 61560 Property Records

Putnam County property record for 45 Lake Thunderbird Dr, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.345 acres (15,045 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Sep 2000)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Aug 2023 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-036-150`

Property Details

APN / Parcel Number

Primary APN	`03-00-036-150`

Exterior

Lot Area	15,045 sqft (0.345 acres)

Location & Zoning

Street Address	45 LAKE THUNDERBIRD DR
City	PUTNAM
State	IL
Zip	61560-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THUNDERBIRD HLS LOT 207
Legal Subdivision	LAKE THUNDERBIRD HLS
Legal Lot Number	207
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2029
Census Tract	954600

Owner

45 Lake Thunderbird Dr is owned by two individuals who bought it in September 2000.

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23156 KRISTOFF CT, PLAINFIELD, IL 60544-9676
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2000 · Amount on File
Deed Sale	Sep 1, 2000 · Amount on File
Deed Document Number	200077976
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Aug 17, 2023
Property Address	45 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9755
Document Number	0000230600
Instrument Date	Aug 10, 2023
Instrument	23-0600
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2307 SIENNA DR, JOLIET, IL 60431-8591

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Dec 4, 2020
Property Address	45 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9755
Document Number	000131/431
Book / Page	131 / 431
Map Reference	MB 3 PG 156
Instrument Date	Nov 30, 2020
Instrument	20-1272
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 LAKE THUNDERBIRD DR, PUTNAM, IL 61560-9755

Mortgage

Document Number	0000201273
Date	Dec 4, 2020
Instrument	20-1273

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lake Thunderbird Dr was $4,221, up 9.8% from the year before.

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,221.00 (+9.81%)	$54,162 (+15%) Land $2,406 Building $51,756	$162,486 (+15%) Land $7,218 Building $155,268
2024	$3,844.00 (+42.16%)	$47,096 (+14.29%) Land $2,092 Building $45,004	$141,288 (+14.29%) Land $6,276 Building $135,012
2023	$2,704.00 Homeowner's exemption	$41,208 Land $1,831 Building $39,377	$123,624 Land $5,493 Building $118,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Lake Thunderbird Dr in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lake Thunderbird Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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