45 Lake St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 45 Lake St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 1940
Lot Size	0.129 acres (5,616 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Sep 2023)
Tax Bill	$9,922 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02201-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`16-02201-0000-00015`
Alternative APN	`1600296000000062`

Interior

Building Area	1,275 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,616 sqft (0.129 acres)
Lot Dimensions	117 ft deep x 48 ft wide

Location & Zoning

Old Parcel Number	1600296000000062
Street Address	45 LAKE ST
City	NUTLEY
State	NJ
Zip	07110-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	48X117 IRR
Legal Subdivision	TOWNSHIP/NUTLEY
Legal Block	2201
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	2
Census Block	2001
Census Tract	13400

Owner

45 Lake St is owned and occupied by an individual who bought it in September 2023.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	45 LAKE ST, NUTLEY, NJ 07110-1106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	May 9, 1997 · Amount on File
Deed Document Number	202356524
Prior Transfer Date	Aug 5, 2023
Prior Transfer Doc	0000056524
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 19, 2023
Property Address	45 LAKE ST, NUTLEY, NJ 07110-1106
Document Number	0000056524
Instrument Date	Sep 5, 2023
Instrument	2023056524
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 LAKE ST, NUTLEY, NJ 07110-1106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LAKE ST, NUTLEY, NJ 07110-1106

Mortgage

Document Number	0000056525
Date	Sep 19, 2023
Instrument	2023056525

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lake St was $9,922, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,600 (-) Land $246,700 Building $120,900	$367,600 (-) Land $246,700 Building $120,900
2025	$9,922.00 (+2.55%)	$367,600 Land $246,700 Building $120,900	$367,600 Land $246,700 Building $120,900
2024	$9,675.00
2023		$367,600 (+28.31%) Land $246,700 Building $120,900	$367,600 (+28.31%) Land $246,700 Building $120,900
2022	$11,070.00 (+0.52%)	$286,500 Land $171,500 Building $115,000	$286,500 Land $171,500 Building $115,000
2021	$11,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lake St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20