Cornwall Town property record for 45 Lake Rd, West Cornwall, CT 06796
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,783 sqft · built 1995 |
| Lot Size | 3.95 acres (172,062 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,643 (2025) |
| Deeds & Mortgages | Dec 2024 Refinance |
| APN | 98100084 |
| Primary APN | 98100084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,834 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 806 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 172,062 sqft (3.95 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 98100084 |
|---|---|
| Street Address | 45 LAKE RD |
| City | WEST CORNWALL |
| State | CT |
| Zip | 06796-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CORNWALL CT |
| Township / Civil Division | CORNWALL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 263200 |
Source: Cornwall Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 LAKE RD, WEST CORNWALL, CT 06796-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORNWALL CT |
| Property Address | 45 LAKE RD, WEST CORNWALL, CT 06796-1401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000129-878 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 129/878 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Cornwall Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cornwall Town |
| Elementary School District | Cornwall School District (PK - 08) |
| Secondary School District | Regional School District 01 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,643.00 | $353,600 (-) Land $139,000 Building $214,600 | $247,520 Land $97,300 Building $150,220 |
| 2024 | $5,643.00 (+8.56%) | ||
| 2023 | $5,198.00 | $353,600 Land $139,000 Building $214,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures