45 Lake Dr, Debary, FL 32713 Property Records

Volusia County property record for 45 Lake Dr, Debary, FL 32713

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1992
Lot Size0.443 acres (19,300 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Sep 2026)
Tax Bill$4,651 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN8034-05-03-0030

Property Details

APN / Parcel Number

Primary APN8034-05-03-0030
Alternative APNs
  • 30183405030030
  • 34183005030030
  • 2429313.0
  • 2429313

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,884 sqft
1st Floor Area1,364 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1994
Exterior MaterialComposition
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,300 sqft (0.443 acres)
Lot Dimensions193 ft deep x 100 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area328 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2429313
Street Address45 LAKE DR
CityDEBARY
StateFL
Zip32713-2873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01R4
Legal DescriptionE 1/2 OF LOT 3 BLK C MILLER ACRES MB 11 PG 208 PER OR 4530 PG 0839 PER OR 6750 PG 1537 PER OR 6872 PG 2397 PER OR 7647 PG 3720 PER OR 8900 PG 0578
Legal Range30E
Legal Township18S
Legal Section34
Legal SubdivisionMILLER ACRES MB
Legal Tract05
Legal BlockC
Legal Lot Number3
JurisdictionVOLUSIA FL
Township / Civil DivisionDEBARY-ORANGE CITY
Census Block Group2
Census Block2001
Census Tract90904

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address950 DAYLIGHT CIR, 112, LAKE MARY, FL 32746-5184
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE MORTGAGE
Jan 23, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleAug 23, 2012 · Amount on File
Deed Document Number2026161239
Deed Book / Page8900 / 578
Prior Transfer DateJan 22, 2019
Prior Transfer Doc0076473720
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 1, 2026
Property Address45 LAKE DR, DEBARY, FL 32713-2873
Document Number0000161239
Book / Page8900 / 578
Instrument DateAug 28, 2026
Instrument2026161239
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyMORTGAGE SPECIALIST INC, MORTGAGE FIRM INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226,240.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161240,
DateSep 1, 2026
Instrument2026161240
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJan 23, 2019
Property Address45 LAKE DR, DEBARY, FL 32713-2873
Document Number0076473720
Book / Page007647 / 003720
Instrument DateJan 22, 2019
Instrument13847
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address24208 MARBELLA DR SORRENTO FL 327766906, SORRENTO, FL 32776-6906

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeBary City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,720 (+0.86%) Land $71,500 Building $249,220$320,720 (+0.86%) Land $71,500 Building $249,220
2025$4,651.00 (+5.95%)$317,993 (+12.42%) Land $67,760 Building $250,233$317,993 (+12.42%) Land $67,760 Building $250,233
2024$4,390.00 (+12.56%)
2023$3,900.00 (+13.04%)$282,851 (+24.99%) Land $61,600 Building $221,251$282,851 (+24.99%) Land $61,600 Building $221,251
2022$3,450.00$226,296 Land $42,350 Building $183,946$226,296 Land $42,350 Building $183,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVC/SOUTHWEST WATER SYSTEM
serves 19,672 people · EPA ID FL3641336
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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