45 Lafferty Rd, Lakeport, CA 95453 Property Records

Lake County property record for 45 Lafferty Rd, Lakeport, CA 95453

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,160 sqft · built 1961
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jul 2023)
Tax Bill$4,287 (2026)
Deeds & MortgagesNov 2025 Sale
Jul 2023 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN029-281-200-000

Property Details

APN / Parcel Number

Primary APN029-281-200-000
Alternative APN
  • 029-281-20

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,160 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1980
Construction TypeConcrete
Lot Area15,682 sqft (0.36 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address45 LAFFERTY RD
CityLAKEPORT
StateCA
Zip95453-6101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionPATTERSONS COVE 01
Legal Block3
JurisdictionLAKE CA
Township / Civil DivisionLAKEPORT
Census Block Group3
Census Block3010
Census Tract300

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CORTE CAYUGA, GREENBRAE, CA 94904-1307
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Grant Deed, Transfer
Jul 11, 2023Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Deed Document Number20237417
Last Transfer DateNov 24, 2025
Transfer Doc0000012304
Record UpdatedOct 29, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateNov 26, 2025
Property Address45 LAFFERTY RD, LAKEPORT, CA 95453-6101
Document Number0000012304
Instrument DateNov 24, 2025
Instrument2025012304
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CORTE CAYUGA, GREENBRAE, CA 94904-1307

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJul 11, 2023
Property Address45 LAFFERTY RD, LAKEPORT, CA 95453-6101
Document Number0000007417
Instrument DateJul 9, 2023
Instrument2023007417
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3136 CHANATE RD, SANTA ROSA, CA 95404-1700

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address45 LAFFERTY RD, LAKEPORT, CA 95453-6101
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008627
DateJul 20, 2020
Instrument2020008627
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictLakeport Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,287.00 (+21.27%)$380,000 (+28.47%) Land $100,000 Building $280,000
2025$3,535.00 (+36.38%)$295,800 (+34.41%) Land $102,000 Building $193,800
2023$2,592.00 (+1.81%) Homeowner's exemption$220,070 Land $120,684 Building $99,386
2022$2,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,331.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims7 (1998–2019)
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY CSA 21 - NORTH LAKEPORT
serves 4,046 people · EPA ID CA1710021
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

May also be available: Verizon.

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