45 Lady Ct, Dover, DE 19901 Property Records

Kent County property record for 45 Lady Ct, Dover, DE 19901 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,517 sqft · built 2002
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$296,900 (Jun 2020)
Tax Bill	$1,904 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-00-086.03-03-72.00-000`

Property Details

APN / Parcel Number

Primary APN	`7-00-086.03-03-72.00-000`
Alternative APNs	`NM00086.030372.00/000` `68412` `75504`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,517 sqft Living Area
Gross Area	3,710 sqft
Basement Area	1,193 sqft
Unfinished Basement	1,193 sqft

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	179 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	75504
Old Parcel Number	NM00086.030372.00/000
Street Address	45 LADY CT
City	DOVER
State	DE
Zip	19901-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND OAKS SUBD., LOT #72 45 LADY COURT
Legal Subdivision	GRAND OAKS
Legal Lot Number	72 45
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1042
Census Tract	41200

Owner

Source: Kent County records · APN 7-00-086.03-03-72.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 LADY CT, DOVER, DE 19901-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit DEL-ONE FCU
Jun 22, 2020	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	2020-388127
Deed Book / Page	10248 / 332
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	45 LADY CT, DOVER, DE 19901-5412
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LADY CT, DOVER, DE 19901-5412

Mortgage

Document Number	0000525581
Date	Nov 25, 2025
Book Page	13903/35
Instrument	2025-525581

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	45 LADY CT, DOVER, DE 19901-5412
Transaction Type	Mortgage
Record Updated	Sep 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458823
Date	Aug 24, 2022
Book Page	12120/45
Instrument	2022-458823

Lender

Name	DEL-ONE FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 01, 2042

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jun 22, 2020
Property Address	45 LADY CT, DOVER, DE 19901-5412
Document Number	0000388127
Book / Page	10248 / 332
Map Reference	MB 64 PG 8
Instrument Date	Jun 18, 2020
Instrument	2020-388127
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,876.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 N PLANTERS LN, 232, DOVER, DE 19901-5884

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45 LADY CT, DOVER, DE 19901-5412

Mortgage

Document Number	0000388128
Date	Jun 22, 2020
Instrument	2020-388128

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$1,904.00	$57,500 Land $5,800 Building $51,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010412001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lady Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures