45 Lacy Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 45 Lacy Dr, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	3 bd · 3.25 ba · 3,206 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$829,000 (Aug 2019)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1410-64-020`

Property Details

APN / Parcel Number

Primary APN	`2097-1410-64-020`
Alternative APN	`6505218`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,206 sqft Gross Area
1st Floor Area	1,380 sqft
2nd Floor Area	1,072 sqft
Basement Area	128 sqft
Finished Basement	128 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 LUISA DR
City	BRECKENRIDGE
State	CO
Zip	80424-6170
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	PUD
Legal Description	LOT 11B LOT 3 DUPLEXES
Legal Subdivision	LOT 3 DUPLEXES
Legal Lot Number	11B
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1001
Census Tract	101

Owner

45 Lacy Dr, residential multi-family vacant land, is owned by a company that bought it in August 2019.

Source: Summit County records, as of June 16, 2026

Owner of Record	Company Name on File
Mailing Address	6553 E COSTILLA PL, CENTENNIAL, CO 80112-1003
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Deed Document Number	20191205918
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0001204434
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 26, 2019
Property Address	LACY DR, BRECKENRIDGE, CO 80424
Document Number	0001205918
Map Reference	DOC 602083
Instrument Date	Aug 13, 2019
Instrument	1205918
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6553 EAST COSTILLA P LACE, CENTENNIAL, CO 80112-1003

Mortgage

Document Number	0001205920
Date	Aug 26, 2019
Instrument	1205920

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lacy Dr was $5,723, down 1.1% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,723.00 (-1.07%)	$88,298 (+1.84%)	$1,298,500 Land $336,800 Building $961,700
2024	$5,785.00 (+0.98%)	$86,705 (-)
2023	$5,729.00 (+32.16%)	$86,705 (+44.28%)	$1,294,100 (+49.66%) Land $385,900 Building $908,200
2022	$4,335.00	$60,097	$864,700 Land $216,400 Building $648,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Lacy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lacy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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