Dutchess County and Wappinger Town property record for 45 Kretch Cir, Wappingers Falls, NY 12590
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,164 sqft · built 1966 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Apr 1998) |
| Tax Bill | $6,872 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135689-6156-01-407680-0000 |
| Primary APN | 135689-6156-01-407680-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 752 sqft |
| Finished Basement | 752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Screened Porch |
| Porch Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19407680 |
|---|---|
| Street Address | 45 KRETCH CIR |
| City | WAPPINGERS FALLS |
| State | NY |
| Zip | 12590-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 0.36 AC 1873 0340 1510 0120 |
| Legal Block | 1 |
| Legal Lot Number | 407 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | WAPPINGER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 190401 |
45 Kretch Cir is owned and occupied by two individuals who bought it in April 1998.
Source: Dutchess County and Wappinger Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 KRETCH CIR, WAPPINGERS FALLS, NY 12590-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1998 · Amount on File |
| Deed Sale | Apr 29, 1998 · Amount on File |
| Deed Book / Page | 2008 / 634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 45 KRETCH CIR, WAPPINGERS FALLS, NY 12590-5319 |
| Document Number | 0000003736 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 KRETCH CIR WAPPINGERS FALLS NY 125905319, WAPPINGERS FALLS, NY 12590-5319 |
| Document Number | 0000003736 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 3736 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 21, 2034 |
The 2025 property tax bill for 45 Kretch Cir was $6,872 with a veteran's exemption.
Source: Dutchess County and Wappinger Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Wappinger Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,872.00 | $405,400 Land $108,700 Building $296,700 | $405,400 Land $108,700 Building $296,700 |
| 2023 | $366,300 (+10.5%) Land $98,800 Building $267,500 | $366,300 (+10.5%) Land $98,800 Building $267,500 | |
| 2022 | $331,500 Land $89,800 Building $241,700 | $331,500 Land $89,800 Building $241,700 | |
| 2020 | $1,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Kretch Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Kretch Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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