45 Knotingham Rd, Ray Brook, NY 12977 Property Records

Essex County and North Elba Town property record for 45 Knotingham Rd, Ray Brook, NY 12977

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 480 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$4,400 (Jul 2021)
Tax Bill	$1,663 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Sale
APN	`154089 41.7-2-2.000`

Property Details

APN / Parcel Number

Primary APN	`154089 41.7-2-2.000`
Alternative APNs	`408904100700020020000000` `675J114413`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	56 ft deep x 63 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	111 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	675J114413
Street Address	45 KNOTINGHAM RD
City	RAY BROOK
State	NY
Zip	12977
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	05 - COMME
Legal Description	97 TWP 11 OMT RS 1266/68 LIFE USE TO EDMUND KING
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ESSEX NY
Township / Civil Division	NORTH ELBA
Census Block Group	1
Census Block	1013
Census Tract	960402

Owner

Source: Essex County and North Elba Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9506 HOWARD AVE, LAUREL, MD 20723-1885
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Jul 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 6, 2000 · Amount on Record
Deed Document Number	20213900
Deed Book / Page	2044 / 288
Last Transfer Date	Mar 25, 2024
Transfer Doc	0002159/29
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	45 KNOTINGHAM RD, RAY BROOK, NY 12977
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241066
Date	Apr 1, 2024
Instrument	2024-1066

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 30, 2021
Property Address	45 KNOTTINGHAM RD, RAY BROOK, NY 12977
Document Number	002044/288
Book / Page	2044 / 288
Instrument Date	Jun 25, 2021
Instrument	2021-3900
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9506 HOWARD AVE, LAUREL, MD 20723-1885

Tax Assessment & Valuation

Source: Essex County and North Elba Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	North Elba Town
Unified School District	Saranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,663.00 (+0.48%)
2025	$1,655.00 (+27.11%)	$126,500 (+8.03%) Land $44,900 Building $81,600	$126,500 (+8.03%) Land $44,900 Building $81,600
2023		$117,100 (+18.04%) Land $41,500 Building $75,600	$117,100 (+18.04%) Land $41,500 Building $75,600
2022	$1,302.00 (+18.26%)	$99,200 Land $41,500 Building $57,700	$99,200 Land $41,500 Building $57,700
2020	$1,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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