Penobscot County and Hermon Town property record for 45 Klatte Rd, Hermon, ME 04401 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,820 sqft · built 2015 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,100 (Nov 2015) |
| Tax Bill | $8,277 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HERM M:026 B:104 L:000 |
| Primary APN | HERM M:026 B:104 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 1,306,800 sqft (30 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 568 |
|---|---|
| Street Address | 45 KLATTE RD |
| City | HERMON |
| State | ME |
| Zip | 04401-0630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 104 |
| Jurisdiction | HERMON ME |
| Township / Civil Division | HERMON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10000 |
Source: Penobscot County and Hermon Town records · APN HERM M:026 B:104 L:000
Assessment roll updated May 22, 2026 · Last verified June 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 KLATTE RD, HERMON, ME 04401-0630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR FEDERAL CREDIT UNION |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2015 · Amount on Record |
| Deed Sale | Nov 24, 2015 · Amount on Record |
| Deed Document Number | 201534946 |
| Deed Book / Page | 14018 / 103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERMON ME |
| Property Address | 45 KLATTE RD, HERMON, ME 04401-0630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0156950263 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 15695/263 |
| Instrument | 29717 |
| Name | BANGOR FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERMON ME |
| Property Address | 45 KLATTE RD, HERMON, ME 04401-0630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0164130315 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 16413/315 |
| Instrument | 7249 |
| Name | BANGOR FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Penobscot County and Hermon Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hermon Town |
| Unified School District | Hermon (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,277.00 (+25.01%) | $698,500 (+15%) Land $88,300 Building $610,200 |
| 2024 | $6,621.00 (+19.36%) | $607,400 (+28.66%) Land $78,700 Building $528,700 |
| 2023 | $5,547.00 (+12.31%) | $472,100 (+13.76%) Land $73,300 Building $398,800 |
| 2022 | $4,939.00 | $415,000 Land $65,200 Building $349,800 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190100002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 4 (1993–2007) |
| Most Recent Claim | Apr 2007, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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