45 King St, Danbury, CT 06811 Property Records

Danbury City property record for 45 King St, Danbury, CT 06811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,268 sqft · built 1860
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jul 1987)
Tax Bill$7,002 (2025)
Deeds & MortgagesOct 2024 Refinance
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNDANB M:C07 L:39

Property Details

APN / Parcel Number

Primary APNDANB M:C07 L:39
Alternative APN
  • C07039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,268 sqft Living Area
Gross Area4,542 sqft
1st Floor Area1,482 sqft
AtticAttic
Attic Area576 sqft
Basement Area930 sqft
Unfinished Basement930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area79,715 sqft (1.83 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberC07039
Street Address45 KING ST
CityDANBURY
StateCT
Zip06811-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA40
Legal Lot Number39
JurisdictionDANBURY CT
Township / Civil DivisionDANBURY
Census Block Group1
Census Block1000
Census Tract210900

Owner

Source: Danbury City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 KING ST, DANBURY, CT 06811-2746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Oct 29, 2020Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1987 · Amount on Record
Deed SaleJul 1, 1987 · Amount on Record
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANBURY CT
Property Address45 KING ST, DANBURY, CT 06811-2746
Transaction TypeMortgage
Record UpdatedNov 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002704-619
DateOct 23, 2024
Book Page2704/619
Instrument11845130021
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANBURY CT
Property Address45 KING ST, DANBURY, CT 06811-2746
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2533-601
DateOct 29, 2020
Book Page2533/601
Instrument10953170015
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDanbury City
Unified School DistrictDanbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,002.00$280,210 (-) Land $96,460 Building $183,750$196,147 Land $67,522 Building $128,625
2024$7,002.00 (+7.11%)
2023$6,537.00 (+1.24%)$280,210 (+22.47%) Land $96,460 Building $183,750
2022$6,457.00$228,800 Land $90,800 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANBURY WATER DEPARTMENT
serves 62,055 people · EPA ID CT0340011
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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