Whitley County property record for 45 King Mountain St, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,256 sqft · built 2004 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Apr 2021) |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-30-00-030.02 |
| Primary APN | 110-30-00-030.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Street Address | 45 KING MOUNTAIN ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1 ST VNL HS W/BSMNT & LT 1 (0.214 AC)-HP |
| Legal Subdivision | E L STEPHENS FARM |
| Legal Lot Number | 1 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 920502 |
Source: Whitley County records · APN 110-30-00-030.02
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 KING MOUNTAIN ST, WILLIAMSBURG, KY 40769-2041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2018 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Apr 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAHE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2021 · Amount on Record |
| Deed Sale | Apr 09, 2021 · Amount on Record |
| Prior Sale | Apr 01, 2021 · Amount on Record |
| Deed Document Number | 2021115 |
| Deed Book / Page | 561 / 153 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 45 KING MOUNTAIN ST, WILLIAMSBURG, KY 40769-2041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000632/943 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 632/943 |
| Instrument | 232813 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Apr 09, 2021 |
| Property Address | 45 KING MOUNTAIN ST, WILLIAMSBURG, KY 40769-2041 |
| Document Number | 00D561/153 |
| Book / Page | D561 / 153 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 272115 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 KING MOUNTAIN ST, 45, WILLIAMSBURG, KY 40769-2041 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 45 KING MOUNTAIN ST, WILLIAMSBURG, KY 40769-2041 |
| Document Number | 000M672578 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | M672/578 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $507.00 (-3.8%) | $156,500 (-) | $156,500 (-) |
| 2023 | $527.00 | $156,500 | $156,500 |
Source: FEMA National Flood Hazard Layer as of May 17, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 62% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILLIAMSBURG WATER DEPARTMENT serves 5,554 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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