Jackson County property record for 45 Keyhole Ln, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1935 |
| Lot Size | 23 acres (1,001,880 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000,000 (Jul 2026) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7553-16-4443 |
| Primary APN | 7553-16-4443 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Heated Area |
| 1st Floor Area | 720 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,001,880 sqft (23 acres) |
| Porch | Slab |
| Porch Area | 195 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 45 KEYHOLE LN |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF YELLOW MOUNTAIN RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | HAMBURG |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950800 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 LLOYD ST, CARRBORO, NC 27510-1819 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WAYNE MOSS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2024 · Amount on Record |
| Deed Book / Page | 2425 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 31, 2026 |
| Property Address | 45 KEYHOLE LN, CULLOWHEE, NC 28723 |
| Document Number | 2425000385 |
| Book / Page | 2425 / 385 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $202,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 103 LLOYD ST, CARRBORO, NC 27510-1819 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 45 KEYHOLE LN, CULLOWHEE, NC 28723 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 303, FRANKLIN, NC 28744-0303 |
| Document Number | 0023751824 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 2375/1824 |
| Name | WAYNE MOSS |
|---|---|
| Type | Private Party |
| Address | 370 EVITT CEMETERY RD, CASHIERS, NC 28717 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | May 1, 2027 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $521,187 (-) Land $486,270 Building $34,917 | |
| 2025 | $1,980.00 (+19.35%) | $521,187 (+19.36%) Land $486,270 Building $34,917 |
| 2023 | $1,659.00 | $436,660 Land $417,630 Building $19,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
May also be available: Skyrunner.
5G (outdoors only) and 4G LTE
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