45 Kent St, Montgomery, AL 36109 Property Records

Montgomery County property record for 45 Kent St, Montgomery, AL 36109

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,338 sqft · built 1955
Lot Size	0.211 acres (9,199 sqft)
Owner	Company Name on File
Last Sale	$94,000 (Mar 2026)
Tax Bill	$400 (2026)
Deeds & Mortgages	Mar 2026 Sale Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-09-1-007-020.000`

Property Details

APN / Parcel Number

Primary APN	`10-02-09-1-007-020.000`
Alternative APNs	`0310020901007020000` `231388`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,199 sqft (0.211 acres)
Lot Dimensions	150 ft deep x 61 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	56 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	231388
Street Address	45 KENT ST
City	MONTGOMERY
State	AL
Zip	36109-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60-S
Legal Description	1002091007020000
Legal Range	18E
Legal Township	16N
Legal Section	09
Legal Subdivision	MONTGOMERY TERRACE CORR
Legal Block	1
Legal Lot Number	20
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3005
Census Tract	1800

Owner

45 Kent St is owned by a company that bought it in March 2026 and is owner-occupied.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1535 TURRET CROWN DR, KATY, TX 77494-2847
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer
Jan 12, 2026	Deed of Trust, Mortgage JL LANE LENDING LLC
May 10, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Jan 12, 2026 · Amount on File
Deed Document Number	20264809751
Deed Book / Page	6442 / 487
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	0051000136
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 27, 2026
Property Address	45 KENT ST, MONTGOMERY, AL 36109-2138
Document Number	0064420487
Book / Page	6442 / 487
Map Reference	MB 14 PG 55
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Jun 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9164 EASTCHASE PKWY, MONTGOMERY, AL 36117-6883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 TARREN CROWN DRIVE, KATY, TX 77494

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	45 KENT ST, MONTGOMERY, AL 36109-2138
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064070680
Date	Jan 12, 2026
Book Page	6407/680

Lender

Name	JL LANE LENDING LLC

Agreement

Amount	Amount on Record

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY AL
Recording Date	May 10, 2018
Property Address	45 KENT ST, MONTGOMERY, AL 36109-2138
Document Number	0051000136
Book / Page	5100 / 0136
Map Reference	MB14 PG55
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 KENT ST, 45, MONTGOMERY, AL 36109-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 KENT ST, MONTGOMERY, AL 36109-2138

Mortgage

Document Number	0005100138
Date	May 10, 2018
Instrument	5100/138

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 45 Kent St was $400 with a homeowner's exemption, down 4.8% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$400.00 (-4.76%)
2025	$420.00 Homeowner's exemption	$9,300 Land $1,200 Building $8,100	$93,000 Land $12,000 Building $81,000
2023	$386.00 Homeowner's exemption	$8,590 Land $1,200 Building $7,390	$85,900 Land $12,000 Building $73,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Kent St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds
Claims by Event	Severe Storms, Tornadoes, Flooding, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Kent St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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