45 Kathy Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 45 Kathy Dr, Ormond Beach, FL 32176 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,372 sqft Living Area
Lot Size7,560 sqft (0.174 acres)
GarageAttached, 420 sqft
Last Sale$490,000 (2022)
Tax Bill$7,382.00 (2025)

Property Details

APN / Parcel Number

Primary APN3227-09-00-0040
Alternative APNs
  • 32132709000040
  • 27133209000040
  • 2968648.0
  • 2968648

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,372 sqft Living Area
Gross Area1,792 sqft Gross Area
1st Floor1,372 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,560 sqft (0.174 acres)
Depth X Width90 ft x 84 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area96 sqft Patio
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2968648
Street Address45 KATHY DR
CityORMOND BEACH
StateFL
Zip32176-3127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BREAKERS SUB UNIT 1 MB 27 PG 298 PER OR 4192 PG 3529 PER OR 6869 PG 3771 PER OR 7120 PG 1702 PER OR 7120 PGS 1705-1706 PER OR 7120 PGS 1707-1708 PER OR 7237 PGS 3109-3110 PER OR 7237 PGS 3111-3112 PER OR 7864 PG 1029 PER OR 7921 PG 0489 PER OR
Legal Range32E
Legal Township13S
Legal Section27
Legal SubdivisionBREAKERS SUB
Legal Tract09
Legal Lot Number4
Legal Unit1
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup3
Census Block3005
Census Tract80202

Owner

Source: Volusia County records · APN 3227-09-00-0040

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address24 DAMIN CIR, SAINT JAMES, NY 11780-1604
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Warranty Deed, Transfer · Conventional Mortgage
TEACHERS FCU
Oct 02, 2020Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleOct 02, 2020 · Amount on Record
Deed Doc Number2022203733
Deed Book / Page8305 / 2822
Prior Transfer DateApr 01, 2016
Prior Transfer Doc0072373109
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 31, 2022
Property Address45 KATHY DR, ORMOND BEACH, FL 32176-3127
Document Number0083052822
Book / Page8305 / 2822
Map ReferenceMB 27 PG 298
Instrument DateAug 03, 2022
Instrument2022203733
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2080 PIGEON PLUM WAY, 2080, FORT MYERS, FL 33917-8128

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 DAMIN CIR, SAINT JAMES, NY 11780-1604

Mortgage

Document Number0083052824
DateAug 31, 2022
Instrument8305/2824
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.25%
IndexOther
Margin3
Max Rate9.25%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 02, 2020
Property Address45 KATHY DR, ORMOND BEACH, FL 32176-3127
Document Number0079210489
Book / Page7921 / 489
Map ReferenceMB 27 PG 298
Instrument DateOct 01, 2020
Instrument2020-189095
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyPROFESSIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11013 NEWBRIDGE DR, 11013, RIVERVIEW, FL 33579-7767

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 KATHY DR, ORMOND BEACH, FL 32176-3127

Mortgage

Document Number0007921491
DateOct 02, 2020
Instrument7921/491
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$406,706 (+1.09%) Land $161,280 Building $245,426$406,706 (+1.09%) Land $161,280 Building $245,426
2025$7,382.00 (+1.03%)$402,315 (+3.82%) Land $161,280 Building $241,035$402,315 (+3.82%) Land $161,280 Building $241,035
2023$7,307.00 (+30.65%)$387,514 (+21.15%) Land $161,280 Building $226,234$387,514 (+21.15%) Land $161,280 Building $226,234
2022$5,593.00$319,861 Land $104,681 Building $215,180$319,861 Land $104,681 Building $215,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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